How much money is sufficient for you?

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The discussion centers around the financial requirements for living a luxurious life, with various participants sharing their perspectives based on personal experiences and geographic locations. A common theme is the significant variation in living costs depending on where one resides, with some arguing that $10,000 a month is excessive in certain areas, while others find it barely sufficient. Participants reflect on their past experiences living on lower incomes, emphasizing that expenses often inflate with income, leading to a cycle of financial strain regardless of salary increases. The conversation also touches on the challenges of raising children, with one parent expressing concern over their daughter's high spending habits, particularly on food and lifestyle, and the impact of such habits on future financial stability. Overall, the thread highlights the complexities of budgeting, the influence of lifestyle choices on financial well-being, and the importance of teaching financial responsibility to the next generation.
  • #151
Which part of US is free of earthquake and tornado/hurricane?
 
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  • #152
Define 'free'.
 
  • #153
Probably the north-central part, but then you have to deal with the freezing cold and meters of snow.
 
  • #154
which part of US has no crime at all? No robbery, no prostitution, no murder, as peace as heaven.
 
  • #155
Saint said:
which part of US has no crime at all? No robbery, no prostitution, no murder, as peace as heaven.

I live there :biggrin:

No seriously, that place doesn't exist.. you can find a place with low crime, but not NO crime.. I live pretty close to what was deemed "the safest city in america". Crimes still happen though... it's just a fact of life
 
  • #156
Saint said:
Which part of US is free of earthquake and tornado/hurricane?

None. Anywhere you go, you'll get one of:

Earthquake
Volcano
Tornado
Hurricane
Frequent Flooding.
 
  • #157
Zantra said:
"the safest city in america".

So how's Montana on the Canadian border?
 
  • #158
Zantra said:
I live there :biggrin:

Is that why there's no violence and such there? :-p
 
  • #159
franznietzsche said:
So how's Montana on the Canadian border?

ya I actually live in alaska- town population 1;)

or at least that's the only way you get no violence or crime;)
 
  • #160
How is Minnesota?
 
  • #161
Saint said:
How is Minnesota?


Depends where. Rural Minnesota (the majority of the state is small towns most less than 60,000) is nice, my dad's familly all live there. However the cities are different. In rura minnesota (like Waseca) the twin cities are the "sin cities." though its also a strong religious area, which of course ptobably exaggerates that view of the cities. I like it there. Cold winters though. Also you still get tornados, though not like in oklahoma or kansas. They're smaller and elss frequent, but late in the season they do happen. One touched down across the street from my grandparents' house last summer.l
 
  • #162
In Minnesota, you'll find 1 foot of snow on the ground as late as april.
 
  • #163
franznietzsche said:
None. Anywhere you go, you'll get one of:

Earthquake
Volcano
Tornado
Hurricane
Frequent Flooding.

and in some cases all of the above.. or at least most!
 
  • #164
Saint, Idaho sounds like your best bet. No extreme weather, sunny all the time, and a lot of wholesomeness.
 
  • #165
Evo said:
One of my ex-boyfriends had a Ph.D in Biochemistry and only made $45,000/year. He'll probably never make more than $60,000. This just isn't right.

Evo, that can't be right unless he's just dabbling around at a small teaching college. $60,000 is a typical starting salary for a tenure-track position, actually, it's a bit on the low end; it would be more typical of a 9-month appointment, where you rely on grants to support your summer salary. NIH has been working on making salaries more competitive for PhDs in academic research because we are losing too many people to industry. Universities are starting to catch on that the old days of people working for peanuts out of their love for the science are gone. Currently, NIH stipend levels for post-docs are around $40,000, recognizing that someone with a PhD shouldn't be paid less than the technicians with only an MS, or the secretaries with only a BA. This has only been changing in the past 5 years or so, where there has been a big push to increase PhD salaries to levels that will retain the good scientists in research (it has also made it more competitive to obtain funding since the money doesn't go as far for research when you need to pay higher salaries, but that just means more selectivity for those who do good enough research to deserve those salary levels).

However, when you consider the number of hours professors work, these salaries are still not really competitive with those in industry who work fewer hours. I had looked into some alternative careers, including working as a science advisor in a law office. I looked at the billable hours they required, factored in what a typical ratio of billable to non-billable hours is, and realized I could work fewer hours for twice the salary I'd be earning in academic research. It sounded like a nice job except that I'm not good at sitting at a desk doing paperwork all day... :zzz:
 
  • #166
Kerrie said:
Saint, Idaho sounds like your best bet. No extreme weather, sunny all the time, and a lot of wholesomeness.


boooooring

why not just move to kansas while you're at it.

Live a little, spend a little... move to NY or LA and really experience good living :smile:
 
  • #167
Kerrie said:
Saint, Idaho sounds like your best bet. No extreme weather, sunny all the time, and a lot of wholesomeness.

Err... Idaho may not be the best choice to send someone from Malaysia...

http://www.nizkor.org/hweb/orgs/american/adl/paranoia-as-patriotism/aryan-nations.html

Headquartered near Hayden Lake, Idaho, Aryan Nations is a paramilitary hate group founded in the mid-1970s by Rev. Richard Girnt Butler, now 77 years old. It was formed around Butler's Church of Jesus Christ Christian, one of the several hundred churches affiliated with "Identity," a pseudo-theological hate movement. Identity doctrine maintains that Anglo-Saxons, not Jews, are the Biblical "chosen people," that non-whites are "mud people" on the level of animals,* and that Jews are "children of Satan."

Aryan Nations militantly advocates anti-Semitism and the establishment of a white racist state.

*bold inserted by me.
 
  • #168
boise idaho was what I was referring to. boise is quite a nice calm town that is growing and does not have any extreme natural disaster tendencies. i was quite impressed with it myself, and from what i heard, boise embraces other races quite well now. the catch is they may want you to join a mormon church :)
 
  • #169
Tsunami said:
Err... Idaho may not be the best choice to send someone from Malaysia...

http://www.nizkor.org/hweb/orgs/american/adl/paranoia-as-patriotism/aryan-nations.html



*bold inserted by me.


God kerrie.. just send the guy to his death, why dontcha :wink:

LA is culturally diverse and WARM.. there are RARELY earthquakes, and all the hype about falling into the ocean, mudslides, etc is just that: hype. And most importantly, it's very culturally diverse. Lots of Malays...I highly recommend!
 
  • #170
Kerrie said:
boise idaho was what I was referring to. boise is quite a nice calm town that is growing and does not have any extreme natural disaster tendencies. i was quite impressed with it myself, and from what i heard, boise embraces other races quite well now. the catch is they may want you to join a mormon church :)

I've heard there's more Mormons in Boise than in Salt Lake City ! Can that be true ?
 
  • #171
Kerrie said:
boise idaho was what I was referring to. boise is quite a nice calm town that is growing and does not have any extreme natural disaster tendencies. i was quite impressed with it myself, and from what i heard, boise embraces other races quite well now. the catch is they may want you to join a mormon church :)

I've never been to Boise but I spent a week in Coeur d'Alene learning a new scanner and the people I met who lived there seemed fairly prejudiced against anyone other than whites. (I didn't fit in too well... :rolleyes:)

I wasn't aware there were a lot of Mormons in Boise. It's not very close to Utah... does Mormonism spread that far out of Utah? Well... now that I think about it, I guess it sure could, couldn't it! It's not all that far... :redface: :smile:
 
  • #172
Gokul43201 said:
I've heard there's more Mormons in Boise than in Salt Lake City ! Can that be true ?

(you posted this while was I writing my post to kerrie! :biggrin:)

WOW! No joke?? I wonder...hmmm. Interesting.

I have to agree with what Zantra said about LA. The only problem with LA (and one of the main reasons I wanted to leave) was there were just too many people living on top of each other and being rather nasty to each other most of the time. ...blowing each other away on the freeways... it was getting uglier all the time...

HEY! (off topic) Our creek is running! I gardened while listening to it today! I love Oregon. :approve:
 
  • #173
actually i like florida, it is of tropical climate, but i fear hurricane and flood.

which city has 99% christians and most churches?
 
  • #174
Saint said:
which city has 99% christians and most churches?

Hayden Lake, Idaho :biggrin:
 
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  • #175
Gokul43201 said:
Hayden Lake, Idaho :biggrin:
:smile: :smile: :smile: :smile: :smile: :smile: :smile:

which city has 99% christians and most churches?
Rome? (Italy - not New York) :biggrin:
 
  • #176
Saint said:
actually i like florida, it is of tropical climate, but i fear hurricane and flood.

which city has 99% christians and most churches?

The hurricanes (like everything in the states) is largely exagerated by the media, As long as you take the proper percautians you shouldn't have too much trouble.

Don't let gokul scare you away from snow, snow's great, I spend all year waiting for more snow :-p .

Might I ask why you want to live in a town that's nearly 100% christian with lots of churches?
 
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  • #177
Tsunami said:
:smile: :smile: :smile: :smile: :smile: :smile: :smile:


Rome? (Italy - not New York) :biggrin:

Vatican City?
 
  • #178
Smurf said:
Vatican City?
There's only one church in that town. :smile: :smile:

p.s. what's a 'percausian'? (Did you mean 'precaution'?)
 
  • #179
how about New Mexico? Are there cowboys shooting and fighting like in movie?
 
  • #180
Saint said:
how about New Mexico? Are there cowboys shooting and fighting like in movie?

Highly doubt it.
 
  • #181
which is the most EVIL city? LA?
 
  • #182
Saint said:
which is the most EVIL city? LA?

Miami has a higher murder rate. LA really isn't that bad a place for the most part (at least not compared with many other places around the world). The areas more inland, off the coast get worse and worse as you go, but overall its not that bad. Expensive though.

You have some odd misconceptions about the US, or a very idiosyncratic sense of humour. I like it.
 
  • #183
Smurf said:
Don't let gokul scare you away from snow, snow's great, I spend all year waiting for more snow :-p .

In Calgary Canada, it snowed a few days ago, and now side walks have turned to ice, making it extremely difficult to walk. Snow can be fun if it isn't around for a long time and if the weather isn't extremely cold. :smile: lol.
 
  • #184
Saint, I have to say I am surprised you want to move to the US, seeing as you havn't exactly spoken well of it in the past. Might I ask why you want to immigrate?
 
  • #185
Smurf said:
Saint, I have to say I am surprised you want to move to the US, seeing as you havn't exactly spoken well of it in the past. Might I ask why you want to immigrate?


I think US is a country that has better freedom/liberty than malaysia, human's right is more respected, and less racial discrimination.
 
  • #186
Saint said:
which is the most EVIL city? LA?
I think Las Vegas would upset you the most. Lots of in-your-face porn and prostitution. We keep it (a little) more discreet in L.A.
 
  • #187
Saint said:
I think US is a country that has better freedom/liberty than malaysia, human's right is more respected, and less racial discrimination.

Phew...I thought you wanted to move because the cars are cheaper !
 
  • #188
chroot said:
Roughly $15,000.
$15,000 for a Honda Accord? Maybe a Honda Civic. Honda Accord will run over 20 grand.
 
  • #189
Evo said:
To be able to do something you want do do, are passionate about, enjoy, what greater reward is there than that?

I would rather have that than tons of money.


But to have lots of money is to be able to do what you love to do with no boundaries... or that's how I feel. Of course I would like to say that money is nothing compared to all my dreams and aspirations, but in this life, to achieve my dreams and aspirations, I'll need a whole #$@# load =D.

Aaaannd... I have absolutely no idea what this thread is about, I am just randomly posting.
 
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  • #190
Mmm to put a price on what I need right now... 50G's to pay for my student loans :mad: + $5 for a McDeal meal
 
  • #191
All I want is a room somewhere, far away from the cold night air, with one enormous chair - oh, wouldn't it be loverly! (oh, yeah - and one more thing - I want to have 30 cats, 17 birds, and 15 dogs).
 
  • #192
Dagenais said:
A lot of Chinese kids are spoiled. I've talked to quite a few kids that moved from Hong Kong. There parents will just buy them a new Porsche Boxster or BMW just like that. If you think that's not possible, head to Richmond, British Columbia. It's a city full of people from Hong Kong, and you'll definitely spot a 16-20 year old driving in a Lexus, BMW, Benz etc. I doubt Chinese kids spend as much money on clothing or food as American kids do though. They are rarely ever pressured into getting jobs early. Of course, I'm talking about Chinese kids in Canada, the only ones I've talked to.

I used to goto DeVry with a transfer student straight from Hong Kong. He had loads of money, his parents were paying for his tuition at DeVry which is roughly 15K CDN per year, not including expenses such as rent, food, etc. All the ETCETERAs would roughly be an additional 10K. I wondered how his parents could afford all this. I can say at that point in time I believed that his family had some hidden "family jewels" that was the source of his income, but I was completely wrong. His parents worked 28 hours / 8 days a week (exaggeration) doing small jobs like cleaning houses, schools, and you get the idea. They sent him to Canada to get a degree so that he could help them out.

From what I've seen, we asian kids just do not run off in our fancy car, but on the contrary we help our families, our parents, until their time has come to pass. Our parents invest in us so that we give back to them 2-fold. But, of course, there are always exceptions. Asians in BC would be one, but please, BC is not nearly the size of the United States.
 
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  • #193
How many rich white boys is there?

Think about that.

You guys are pointing fingers at asians because your jealous. It's no wonder you guys voted for Harper the Plastic Face. Harper is a Asian/Immigrant hater too, and you both agree on something.

What's wrong with you people?
 
  • #194
I'm asian buddy, and I was more on the disagreement side of asian's being spoiled.

If you take a trip east of BC, and hit Calgary or Edmonton, the majority of the upper class population is all caucasian.
 
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  • #195
Your Asian, eh? :rolleyes:

...still jealous.
 
  • #196
I used to goto DeVry with a transfer student straight from Hong Kong. He had loads of money, his parents were paying for his tuition at DeVry which is roughly 15K CDN per year, not including expenses such as rent, food, etc. All the ETCETERAs would roughly be an additional 10K. I wondered how his parents could afford all this. I can say at that point in time I believed that his family had some hidden "family jewels" that was the source of his income, but I was completely wrong. His parents worked 28 hours / 8 days a week (exaggeration) doing small jobs like cleaning houses, schools, and you get the idea. They sent him to Canada to get a degree so that he could help them out.

From what I've seen, we asian kids just do not run off in our fancy car, but on the contrary we help our families, our parents, until their time has come to pass. Our parents invest in us so that we give back to them 2-fold. But, of course, there are always exceptions. Asians in BC would be one, but please, BC is not nearly the size of the United States.

I see the opposite in British Columbia. The kids there still help out their parents (family loyalty is a tradition). But odd jobs? Most of the kids' fathers are lawyers, doctors, executives of large companies or hard-working businessmen. A lot of parents are still in HK holding high-paid jobs.

B.C. isn't really the exception. There is a strong population of wealthy immigrants from Hong Kong in Toronto, Ontario too.


If you take a trip east of BC, and hit Calgary or Edmonton, the majority of the upper class population is all caucasian.

In Richmond, Burnaby, Vancouver, Coquitlam, Surrey (major cities in British Columbia), the majority of mini-mansions, custom built houses and fancy cars are owned by Asians. Head to Westwood, one of the richest neighborhoods in the province. The houses are huge. The majority of people who live there are of Asian descent.

Maybe you're right about Alberta, but not in British Columbia.

You guys are pointing fingers at asians because your jealous. It's no wonder you guys voted for Harper the Plastic Face. Harper is a Asian/Immigrant hater too, and you both agree on something.

I live in Quebec currently. But I lived in British Columbia for many years. I would never vote Harper. I don't think he's that bad though, he just made a stupid comment after losing an election.

I vote Liberal.
 
  • #197
Probably the north-central part, but then you have to deal with the freezing cold and meters of snow.

Pfffff! You Americans can't know the meaning of "cold." I live in Montreal, we have outdoor hockey rinks! Don't even walk outside without a toque (yes, "http://www.webster.com/cgi-bin/dictionary?book=Dictionary&va=tuque, not "beanie" like the Americans call it!) and snow shoes!

In Montreal, we have "damn cold". You walk outside and instantly you say, "Damn! It's cold!"
 
  • #198
Dagenais said:
Pfffff! You Americans can't know the meaning of "cold." I live in Montreal, we have outdoor hockey rinks! Don't even walk outside without a toque (yes, "http://www.webster.com/cgi-bin/dictionary?book=Dictionary&va=tuque, not "beanie" like the Americans call it!) and snow shoes!

In Montreal, we have "damn cold". You walk outside and instantly you say, "Damn! It's cold!"

I grew in Manitoba, you want cold, Manitoba is cold. We've reached record lows so many years in a row. Negative 50 and lower (celsius) which makes me kind of glad I moved to Calgary. Winter here is like... wait.. what winter?
 

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