Not sure if this belonged here or in Career Guidance, but since TA/RAships are in academics, here it goes: I'm about to start my 3rd year as a Physics undergrad. I commute to campus from home but I am planning on moving into an apartment senior year. Unfortunately, that will probably drain all of my funds, but I do not plan on stopping just with undergrad. I'm strongly considering grad school in either Electrical Engineering or Mechanical Engineering. I have room for 2 "spare" classes which I'm planning on using to help me decide, and 1 more summer before graduation with which I can hopefully snare an internship in EE or MechE with (through poor planning, I barely squeezed into a volunteer position in a low-temp physics lab at current school for the summer). So basically, I see two options: 1) Try to find some sort of engineering-related work for a year or two to finance the Masters' degree. 2) Continue straight into grad school for a PhD. It seems like much of my tuition and housing would be covered, although for now, I seriously doubt that I have the dedication or love for a field to pursue this path. With that said, I am wondering how rare are (TA/RA)ships to obtain for Masters' students. I'm asking since I think it would be preferable for me to go straight to grad school instead of taking some intermediate step(s) in an attempt to figure out how to pay it off.