So I graduated in undergrad in May 2008 with a BS in EE. I went directly into a PhD program with full funding. I put in a year and did decent in my classes and my research. But I didn't enjoy my research and I wasn't doing as well in my classes as I had hoped. I decided to take a leave of absence and find a job and work for a year. Well, I couldn't find a job so a yer later I went back to the same grad school. I was only half funded this time and I had to pay for half my tuition and half my living expenses. I hated my research when I returned and I thought my classes required too much writing so I left again. I also got really depressed which was a factor. The second time I left I worked for 6 months as a process engineer at a small company. I did not like the work I was doing and the pay was pretty low so I decided to leave and go back to the same grad school for the third time (I know, stupid). Now I am finding that the classes I signed up for are waaay over my head. I am taking analog and digital integrated circuits classes. The labs require cadence, which I have never used before, and the homework is over my head already and it's just the second week of class. Also, I don't have any funding this time around so I will be going deeper in debt (about 30K worth of debt for the year putting me at a total of 60K). I want to commit to just a masters and maybe do the PhD if I do well in my classes (I will need to find a research group though). I thought I'd try doing integrated circuit design which I thought would be more interesting than device physics, which is what my concentration was before. However, I am finding that I am simply not prepared for these classes. They are just way over my head. So my question is, is a masters really worth it if I am going to go into 30K more debt for it? I don't even know if I can do this. I really wanted a job in the semiconductor industry and my undergrad program did not really cover semiconductor devices and circuits at all so I decided to go to a different school for grad school. It is my dream to get a PhD and become a professor but I just don't think I have the capability to finish this.