What does that have to do with particle production in the early universe ?
Ah, now I see why you express some skepticism about horizons...they are not so simple!
All horizons I know of induce real particle production...where quantum fluctuations/perturbations [ 'virtual particles'] become 'real', that is 'physical',detectable.
These result in the Unruh effect, Hawking radiation, and particle production during inflation. The number of particles in a region is not well defined. Changing geometry induces perturbations which result in particles! Just like early inflation. While each of these is based on different geometry, Schwarzschild, Rindler, de Sitter,etc, they share some really interesting features.
I've even seen a research paper that says the Hubble sphere can induce particles. An idea along these lines is if the proper separation distance between virtual particles expands faster than the proper path distance between them, the particle pair will not annihilate.
String theory suggests that it may be the configuration of higher dimensional spaces that influences string [particle] properties...and their creation...so when spacetime jiggles around or morphs from one region to another [expansion inflation] it seems plausible that our perception/detection of particles might also change...because they change as a result of geometry changing.
Rovelli says it this way:
..uniquely-defined particle states do not exist in general, in QFT on a curved spacetime. ... in general, particle states are difficult to define in a background-independent quantum theory of gravity...
Discussion here...
https://www.physicsforums.com/showthread.php?t=590798&page=2
Particle creation in an accelerating Universe?
bapowell
...these are vacuum fluctuations -- virtual particles. How do you suppose they become real? Now, particle production via changing gravitational fields and expansion is a real phenomenon, and might be relevant to the origin of matter.
Quantum fluctuations in the inflationary vacuum become quanta [particles]
at super horizon scales.Research paper here:
Stimulated creation of quanta during inflation and the observable universe
http://arxiv.org/abs/1106.4240Ivan Agullo, Leonard Parker
(Submitted on 21 Jun 2011)
Inflation provides a natural mechanism to account for the origin of cosmic structures. The generation of primordial inhomogeneities during inflation can be understood via the spontaneous creation of quanta from the vacuum. We show that when the corresponding stimulated creation of quanta is considered, the characteristics of the state of the universe at the onset of inflation are not diluted by the inflationary
expansion and can be imprinted in the spectrum of primordial inhomogeneities.
edit: I see Chalnoth answered...although I suspect he meant Hawking radiation is inversely proportional to the horizon area...anyway, the TEMPERATURE is inversely proportional to the area explaining why a small black hole, for example, is hotter than a large one.