Shopping around for my health insurance

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Discussion Overview

The discussion revolves around seeking advice on health insurance options, focusing on experiences with different companies, recommendations for what to avoid, and considerations for finding suitable plans. The context includes both general advice and specific inquiries about online insurance resources.

Discussion Character

  • Exploratory
  • Debate/contested
  • Conceptual clarification

Main Points Raised

  • One participant suggests researching company reputations by searching for negative reviews online, though they note their own experience is limited to Canada.
  • Another participant highlights that health insurance options can vary significantly by state in the U.S. and asks for the original poster's location.
  • Several participants recommend checking employer-provided plans or school health plans as potential options.
  • There is a suggestion to inquire about group rates, mentioning that affiliations with certain universities might yield better insurance deals.
  • A participant from Minnesota shares their experience searching for insurance online and questions the reliability of online quote systems.

Areas of Agreement / Disagreement

Participants do not reach a consensus on specific companies to recommend or avoid, and multiple perspectives on how to approach health insurance shopping are presented.

Contextual Notes

Some participants express uncertainty about the effectiveness of online insurance quotes and the variability of health insurance options based on geographic location.

Who May Find This Useful

Individuals seeking health insurance options, especially those in the U.S. looking for personal experiences and advice on navigating insurance choices.

RaferLivingston
We are shopping around for my health insurance and I'm hoping I can get opinions from everybody here about which ones to avoid and which ones you have had a good experience with.

Thanks in advance
 
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A good start is to find a bunch of company names and google search for "<name> sucks" or something similar (try it with swears as well). Doing that convinced me not to buy a hybrid car :wink:

Sorry I don't know anything about specific companies; I'm in Canada where it doesn't really apply as much.
 
in the states health insurance companies seem to vary a lot from state to state. Where are you?
 
I am no expert, but also look at your employer, as I think there are usually employee plans. Also, if you are in school, look at your school's health plans.
 
mattmns said:
I am no expert, but also look at your employer, as I think there are usually employee plans. Also, if you are in school, look at your school's health plans.
Also ask each company about group rates. Things like graduating from a certain university can get you a good deal on insurance in some cases; I know it's true for car insurance.
 
Im from Minnesota
I have been surfing the net for good insurance, i came into http://www.insurancepaylite.com has anyone tried online insurance? how effective is the online quote system? can i depend my money on these?

thanks.:smile:
 
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