So hacking the server doesn't usually get you the passwords, just this "hash" that can tell you if the password is right or not. At two minutes per password, it would take 3.8 years for a hacker to break them all. Not good, but not "walk right in" either. And when used, the server would still know that the request is coming from a different machine and IP, and can react accordingly. Given how often I have servers suddenly fail to recognize passwords I have written down, I can't see the burden getting any higher without people just giving up on one account after another.
The problem I have with password managers is that I don't believe the claim that "You'll never have to type the password in yourself." What if I need to log in from a different device? It isn't humanly possible to write down Il|1¡iO0りˆ^`' on a piece of paper and then type it back correctly a year later. Even case sensitive passwords are a major issue. We are all taught to reflexively change lower case letters to upper case at the beginning of a sentence and in many other places. It is not natural for us to think of them as separate objects. This is what my analogy pic with the burning resistor is about.
https://www.wired.com/story/apple-p...4724cd-c3e2-43ed-b8f4-ec7850c212d3_popular4-1
I'm reading this now. I'm hopeful, but these are the people who said that webcam would be unhackable.