Greetings, my name is Tyler, I am new to the forum! Lately I been reading a lot of articles stating that High School graduates can be just as successful as the common college graduate that has incurred student loan debt. I will tell my story and the options that I have. Fist I will give my educational background (relevant to major(s)): In high school received credit for AP Calculus AB/BC (calc 1 & 2) and AP Physics (which at my current university is meaningless since its not calc based). I graduated at the top of my class in 2010 and now attend UNC as a BS physics and BS mathematics double major. At the college level I have now taken both calculus based entry physics classes (newtonian mechanics and E&M), C++ programming, Chemistry, Calc 1-4 (4=vector calc), Differential equations, Linear algebra, and Intro to Topology. In these courses I have scored all A's with exception to linear algebra and programming. I have completed most of the GEP's and classes which I don't care about and am 3 credits shy of a Junior by credit hour. This coming semester I am registered for: modern physics, advanced lab in classical mechanics, Intro to modern algebra, calc based probability and statistics 1, and advanced calculus. If I stick with the double major I won't be able to graduate until Fall 2014 (1 semester late) due to the sequential nature of physics at my school and the fact only some classes are offered in the fall. Who know how long it could take if I had problems in a physics class. I am now considering (not very strongly considering) doing only the BS in Mathematics and I would already have a minor in Physics. If I were to take this route I could graduate Fall 2013 (1 semester early) due to being a head in math. This may seem like an easy decision......GO FOR THE DOUBLE MAJOR! But I would like to factor in my financial situation as well. I come from a family of non college graduates and my father is a single parent so he was never able to save money for my college unfortunately. So this has led be to take out student loans and my current debt after I accept loans for this coming semester is around $12,500. If I were to graduate early with the BS math and minor in physics my final debt would be around $16,000. If I go for the double major my debt will be around $21,000. Going back to the articles I've read about college being pointless for kids my age these days makes me wonder if my student loan debt puts me into the category of students who should have just went to work out of high school. Although with my gift academically my father would have been disappointed if I had done this. So would I. I am very passionate about Physics and truly do love it even though I just now am getting into the juicy good physics. To be honest I have no clue what I want to do for the rest of my life, but this is what I'm good at, and what I enjoy doing. If possible please respond with what you would do if in my situation considering all information given and what careers both options will offer. Is it really worth the extra money and time to go for the double? I know science is not the track to becoming wealthy. All I want is a good career in math or physics that I will enjoy and be able to comfortably support a family with. Sorry if this was too long. All advice is appreciated!