I agree you are asking a question that never seems to get properly answered. And it is unaffected whether we are talking old fashioned "coasting to a halt" inertial expansion of spacetime or new wave, dark energy accelerated, expansion.
If more space is being created, there would seem to have to be some cost attached. In your terms, the zero point foam could not be diluted or stretched thinner. So more of it would be manufactured. At least it would naively seem.
For old fashioned inertial expansion, I believe the books are balanced because expansion creates a gravitational potential. So the positive energy of moving things apart is exactly matched by the negative desire to move things back together.
In GR terms, the balance of positive and negative "curvature" would add to a flat zero.
This would seem to explain why from the point of view of energy book-keeping, a flatly expanding (but cruising to an elastic halt) universe is not costing anything. More foamy expanse can be created freely without adding to the existing energy content.
But still, there would seem to be questions about the accounting for the creation of the foamy expanse at some level. And I have not come across clear statements of how this might be best handled.