Want to learn a lot but have no money

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Discussion Overview

The discussion revolves around the challenges of financing undergraduate education, particularly in STEM fields, and explores various funding options, scholarships, and the balance between work and study commitments. Participants share personal experiences and advice on navigating financial aid and maintaining academic performance.

Discussion Character

  • Exploratory
  • Debate/contested
  • Technical explanation

Main Points Raised

  • One participant expresses concern about funding their undergraduate education due to limited financial resources and the potential for accruing debt.
  • Another participant suggests that undergraduate funding is accessible, especially in STEM fields, and emphasizes the importance of networking and personal statements in securing aid.
  • Some participants share their experiences of receiving scholarships based on GPA and financial need, indicating that high academic performance can lead to more funding opportunities.
  • There is a debate about the notion that education can be obtained without cost, with some arguing that there are always expectations or contributions required in exchange for tuition support.
  • Participants discuss the implications of federal funding limits and the transition to graduate aid, noting that while it may provide stipends, it also requires increased work commitments.

Areas of Agreement / Disagreement

Participants generally agree that funding options exist for undergraduates, particularly in STEM, but there are differing views on the feasibility of obtaining education without incurring costs or obligations. The discussion remains unresolved regarding the balance between work and study and the true cost of education.

Contextual Notes

Some participants mention specific limitations related to federal funding timelines and the impact of GPA on scholarship availability, but these points are not universally applicable and depend on individual circumstances.

Who May Find This Useful

Students considering or currently enrolled in undergraduate programs, particularly in STEM fields, who are seeking advice on financing their education and managing academic responsibilities.

ice109
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So I'm finally at a university and I'm being exposed to so many interesting things that I feel like I want to take so many classes before moving on to grad school. The annoying thing is that I basically have no money. I'm able to attend because of federal grants and student loans. I don't know when the grants will run out but I'm sure it will be within a couple of semesters and conceivably I could go further into debt, and I will if I have to, but of course that's not very appealing. Basically I need some ideas on how to pay for my undergrad credits. I know graduate students get funding and I was wondering if such a thing is possible for undergrads.

I'm a decent student, my graduating GPA on my AA is 3.62 and I see no reason why I won't be making dean's list here at Uni, but I don't think I'm spectacular enough to obtain any really competitive scholarships. I'm also aware that work is an option and the ironic part is that for basically my entire AA I did work, feverishly, because I wasn't aware of Financial Aid. But at this point I feel like I want and need to devote as much of my time as possible to studies.

What I did in High School and why I didn't get any scholarships after graduating is a moot point just in case someone decides to bring it up.

If my major is of any relevance I'm immediately declared physics but most likely at the end of the semester I'll switch to math.
 
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University GPA tends to be lower than CC GPA. Work your butt off and use office hours like mad if you want to keep that.

Undergraduate funding isn't that hard to get in my experience, especially not in "STEM" fields (science/tech/engineering/math). I don't have any spectacular credentials, but I can write a good personal statement essay...which has put me through my first three years of college with no loans while flirting with the financial need cap. There are a lot of aid sources that you only find out about by having good contacts in your institution. For example, there are a number of grants where the money comes from the federal government, but it's administered by a committee at your institution.
 
asphodel you have a private message
 
ice,

I'm also in your situation, but I don't believe federal grants just disappear if you don't complete your degree in 4 years. For instance, I've been going to school since 2003, took a year off for medical reasons and now I still have about 4 semesters left (because I'm transferring and because of my co-op it put me behind even more).

Scholarships are the same way, my GPA is 3.67, and the scholarships keep rolling in.

Being in fin. need, and having a high GPA means $$$.

I didn't even have to sign up for half my scholarships, my GPA qualified me for them through the University and one semester I noticed I didn't have to pay for school anymore, its a wonderful thing.
 
"the price of tuition, is attentiveness."
 
mathwonk said:
"the price of tuition, is attentiveness."

very nice platitude but it's simply not true. nothing is free. there's no program in the world that will "teach" you and not expect something back, such as research participation etc. I highly doubt there's a way for me to just go to school and learn stuff for the rest of my life and never have to actually produce something.
 
as usual, i have been set right by wiser heads.

on the other hand, if no one has offered you free tuition, perhaps you have not been paying attention?

i am reminded of a remark of gurdjieff, a pragmatic but mystical teacher, to the effect that you have to charge the average person for his education, so he will think he is getting something worthwhile.

but having re - read your post, what is the harm in doing some research to earn tuition? do you not benefit?
 
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mathwonk said:
as usual, i have been set right by wiser heads.

on the other hand, if no one has offered you free tuition, perhaps you have not been paying attention?

i am reminded of a remark of gurdjieff, a pragmatic but mystical teacher, to the effect that you have to charge the average person for his education, so he will think he is getting something worthwhile.

but having re - read your post, what is the harm in doing some research to earn tuition? do you not benefit?

none what so ever. the only reason i mentioned is because your post implied i could get an education just because i was "attentive".
 
I liked it, but then again my tuition is being paid largely by paying attention. Also directly influences grades, which can influence keeping said financial aid.

Most of the federal stuff cuts you off after five years. But then you get to switch over graduate aid which pays stipends...;) Okay, you also end up having to do substantially more work to keep it.
 
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what was i thinking?
 
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