Perhaps you don't understand what an inertial reference frame is. An inertial reference frame is any frame that is not accelerating at its most basic level. If you are moving with constant velocity in a straight line, that is an inertial reference frame. The importance of such frames is that the laws of physics apply in ALL inertial frames of reference. An example of this is you in a car driving straight down a highway at 60 mph. If you throw a ball up inside that car, the ball will fall back down to your hand just the same exact was as it would if you were standing still. The ball goes up, it comes straight back down. The fact that you are cruising along at 60 mph is irrelevant. Inside the car, you are in an inertial reference frame. If you blocked the windows, you would have no way of knowing if you were moving or how fast you were moving (assuming you couldn't feel road vibrations or hear road noise). Now imagine that you throw the ball up, and while the ball is in the air, the person driving slams on the brakes. What happens? The ball would go flying forward, right? How would you explain that within your frame? Relative to your frame of reference, the ball accelerated toward the front of the car, and if that's the case, then there must have been some force acting on the ball. Well, the truth is, there WAS no force. The ball just APPEARED to accelerate forward because your ENTIRE FRAME OF REFERENCE accelerated backward. While the brakes in the car were being applied, you were no longer in an inertial reference frame. Your reference frame was accelerating, and all APPARENT forces caused by the acceleration of the frame of reference are called inertial forces. As someone already pointed out, centrifugal and the coriolis forces are two examples of common inertial forces. They are called inertial forces because what actually caused the perceived force and acceleration of the object was the objects own inertia maintaining motion while the frame accelerated. (an object in motion remains in motion - inertia).