Is this correct : The refractive index of a material at a particular frequency , n =c/v is caused by the EM wave being slowed in the material because the electric field creates a disturbance in the charges of each atom , primarily the electrons proportional to the permittivity.
This oscillation of charges itself causes the radiation of an electromagnetic wave of the same frequency that is slightly out of phase with the incident wave. The sum of these two waves creates a wave of the same frequency but shorter wavelength than the original leading to a slowing in the waves travel.
It is my understanding that the superposition of two waves of same frequency and out of phase
produces a resultant wave with amplitude change only : (2ymcos(ø/2)