Well, you're the one that brought up Schwindt's paper

, so it's his definition of "MWI" that we're discussing. His definition is basically, that "MWI" means "the universe has a pure state vector that is subject to unitary evolution" and that's it. Anything else (factorization, etc.) is "additional structure", and the "MWI", on his interpretation, doesn't include that additional structure.
That definition of "MWI" probably isn't the one a lot of physicists are implicitly using when they talk about the MWI. But I do think it's a valid question where the "additional structure" comes from; I don't think you can just say "it's in the state vector" and be done with it.