There is a movie with the exact theme that you are talking about. It's NOT The Matrix however; I think the movie was called 13th floor. I could be wrong :(
The movie was about our time (and a few other time periods) only being simulations, and some guy entered one of these simulations...
So basically you're saying that, because your middle-upper class and you don't see the problems of society (ie it doesn't kick you in the face everyday), you don't have to deal with (its not YOUR problem right?),correct?
I think you're wrong tho. If you aren't a part of solving the problem...