Basic skills that kids are lacking

[PeroK]

I haven't written a cheque in the last 10 years. In fact, I destroyed my cheque books years ago.

 

[symbolipoint]

I haven't written a cheque in the last 10 years. In fact, I destroyed my cheque books years ago.

Records! Documentation! Hard-print Proof! Important advice is, always keep your records.

The obvious argument against that is, Too Much Papers to Keep and to File; make scanned files of everything and keep those as in some kind of "disc" storage.

 

[Bandersnatch]

I am myself getting somewhat longer in the tooth, yet I've never written a cheque in my life, nor know anyone who has. I barely even used cash in the past decade or so.
I grew up with analogue clocks everywhere, but would not be affected in any way if they all suddenly disappeared of the walls and clock towers.
Also, while automatic transmission has been making some headway in the past few years, it remains in a significant minority of cars around where I live.

Which is to say, y'all kinda sorta judging what kids should or shouldn't know by the standards of your time and place, which are decidedly not universal. Which in turn is to say, the kids today are alright. They've been alright throughout the centuries, despite a long line of curmudgeonly geezers complaining about their incomprehensible ways. They'll learn what they need to get ahead - as they always have - ignore the rest, and be fine.

Then they'll grow old and start complaining themselves, likely via some communication medium as unfathomable to us as an internet forum was to our grandparents.
It's the circle of life, what can you do.

 

[PeroK]

A few years ago I warned my girl friend, who was technically challenged, that the world would be merciless to those who couldn't do things online. She got an iPad and has never looked back.

There is no other way to book her gym classes, for example. If @symbolipoint turned up at the Porchester leisure centre, trying to book and pay for an exercise class with his chequebook, he would be turned away!

 

[symbolipoint]

If @symbolipoint turned up at the Porchester leisure centre, trying to book and pay for an exercise class with his chequebook, he would be turned away!

Cash still works for some things; I would not know about making arrangements in advance at that leisure center.

 

[berkeman]

I am myself getting somewhat longer in the tooth,

From your Profile/About page:

(Age: 43)

 

[Bandersnatch]

What can I say. That 'somewhat' may be doing a bit of heavy lifting there, but certain... dark desires have started to stir in me already. Most notably, the desire to sit by my window and tell those whippersnappers to get off my lawn. It's only downhill from there.

 

[Averagesupernova]

...y'all kinda sorta judging what kids should or shouldn't know by the standards of your time and place, which are decidedly not universal.

Some things are. Some are not.
-
I pay most of my bills by check. Some bills I get simply say that it is due upon receipt. Some say it is due at the first of the month and it arrived in my mailbox only a few days before the first of the month. These are tactics used to get people over to direct withdrawal out of their account. They make it difficult to pay your bill. Some businesses that I deal with I have a credit account with. Some months it's thousands of dollars charged, other months none. At the end of the month they send a statement and I have a month to pay.
-
Years ago my parents subscribed to a newspaper that came in the mail. They would send the bill stating it was due upon receipt and several days later my parents would get a phone call from them complaining that they hadn't gotten their money yet. This was a push for direct withdrawal. They like direct withdrawal because it is so easy to just let it go another month. Pretty soon you forgot that you're even paying for.
-
The younger generation(s) are so used to having things at a click of the mouse they cannot be bothered to pay for stuff the old fashioned way. That often comes at a cost.

 

[Muu9]

Some things are. Some are not.
-
I pay most of my bills by check. Some bills I get simply say that it is due upon receipt. Some say it is due at the first of the month and it arrived in my mailbox only a few days before the first of the month. These are tactics used to get people over to direct withdrawal out of their account. They make it difficult to pay your bill. Some businesses that I deal with I have a credit account with. Some months it's thousands of dollars charged, other months none. At the end of the month they send a statement and I have a month to pay.
-
Years ago my parents subscribed to a newspaper that came in the mail. They would send the bill stating it was due upon receipt and several days later my parents would get a phone call from them complaining that they hadn't gotten their money yet. This was a push for direct withdrawal. They like direct withdrawal because it is so easy to just let it go another month. Pretty soon you forgot that you're even paying for.
-
The younger generation(s) are so used to having things at a click of the mouse they cannot be bothered to pay for stuff the old fashioned way. That often comes at a cost.

What is the cost of setting up your bills to auto-deduct from your account?

 

[Janus]

I always wanted to learn how to read, but I've only ever seen it in books...

I write checks every month: water bill, garbage pickup, cable/internet, electricity, propane, car insurance, credit card bill. I resist having money deducted from my account automatically, primarily because if the credit card gets hacked, which happens more than I like, it's a PITA to have to go through all of those accounts and reset the credit card account number when you get a new card. Also, I resent having to pay an extra 3% or so if you pay by credit card. It used to be that paying by debit card was the same as paying by check, but alas, many vendors now charge an extra fee for using a debit card, so I often just pay cash. For some large purchases, like cars and motorcycles, many sellers will accept only cash or bank drafts.

Back on the original topic, a skill that is becoming increasingly rare, is the ability to drive a car with a manual transmission. I have a decal on one of my two cars that have this type of transmission. Said decal shows a 6-speed manual shift pattern, with the words, "This vehicle is equipped with a Millennial Anti-Theft Device."

Mailing a check isn't much safer. Mail theft is a real thing. My wife and I were very carefull about only using official mail boxes to mail anything that contained a check, but still had one intercepted, and then used to forge fake checks written against our account. Our check was intercepted on the other end, so what we did on our end didn't matter. We had to close that account and start fresh with a new one, which was a hassle, since we still had checks written on the first account that hadn't cleared yet.

 

[Averagesupernova]

What is the cost of setting up your bills to auto-deduct from your account?

I'm not sure what you are really asking here. If you are replying to:

That often comes at a cost.

...then you have missed the point.

 

[symbolipoint]

What is the cost of setting up your bills to auto-deduct from your account?

Not any significant monetary cost. The cost is whatever the time and processes to learn to arrange the automatic payment; including possibly taking time to get advice or help either in a bank branch in person or through telephone call, and making your online account selections.

edit: small spelling adjustment

 

[vela]

I write checks every month: water bill, garbage pickup, cable/internet, electricity, propane, car insurance, credit card bill. I resist having money deducted from my account automatically, primarily because if the credit card gets hacked, which happens more than I like, it's a PITA to have to go through all of those accounts and reset the credit card account number when you get a new card. Also, I resent having to pay an extra 3% or so if you pay by credit card.

Here, we don't see a surcharge for using a credit card for most bills. Typically, you only see a surcharge when dealing with the government, like paying the DMV or paying property taxes. You can avoid those fees by having the payment deducted electronically from a checking or saving account. Some utilities don't accept credit cards, so electronic payments are again directly from a checking or savings account.

For some large purchases, like cars and motorcycles, many sellers will accept only cash or bank drafts.

A young friend bought a new car last year but told me she had never written a check. (She was taught how to write one in fifth grade though.) When I asked her how she made the down payment on the car, she said she just gave the dealer her checking account number and bank's routing number so the dealer could do an electronic transfer.