But that's the point of calling the foce the rock exerts on the string a "reactive" force,: it's the inertial reaction due to the acceleration caused by the real net force. When the real forces don't cancel, then there is a net real force, and the acceleration corresponds to the net force / the inertia (mass in the linear case), and the "reactive forces" are simply a means to describe the reaction to the net forces in compliance with Newtons 3rd law about forces only existing in pairs. It's like a method of accounting to get the forces to sum up to zero, the real forces and the reactive (to acceleration) forces.