Long time lurker here, this is just my first time posting. I've read through the 'So you want to be a Physicist' guide and just from experience I've noticed that in order to help pay for graduate schools most programs will have you TA for discussions or labs. Given my stutter, I know I wouldn't be able to TA a discussion effectively. That would simply lead to an undue amount of stress for me and the students wouldn't be learning as much. 'So you want to be a Physicist' mentioned that the other major funding is from an RA position, but these apparently won't be offered to first year graduate students. Assuming I can't/am not willing to pay for graduate school out of pocket, is my only option applying to as many fellowships as possible and crossing my fingers?