85% completion means 15% incomplete.
take the natural log of .15 (the decimal form of 15%). This is -1.897. toss out the negative as this is what you get when working with logs of numbers less than 1. what you are left with is 1.897. This is the number of time constants needed to reach 85% of completion.
divide you 1.86 seconds by 1.897, and you get about 0.980 seconds per time constant.
This is awfully close to 1, which might be the round answer you are expected to get. use this formula to plot 1,2,3,4,and 5 time constants, and you'll begin to see the pattern:
1-e-tc#.
that is: one minus (eulers number raised to the negative tc#). You'll get approximately .63, .87, .95, .98 and .99. But do it for yourself, with and without the "one minus"