Choosing a university for physics in Canada involves considering personal interests and campus fit rather than solely reputation, as many institutions offer similar foundational programs. Students are encouraged to explore general programs initially to keep options open, especially since interests may evolve. The University of Toronto is noted for its strong physics curriculum, though it may come with a more demanding academic environment, while other schools like UBC and McGill also have solid reputations. Financially, pursuing a physics education can be manageable with summer jobs and part-time work, and many graduate programs offer funding opportunities. Overall, the focus should be on finding a supportive campus environment that aligns with individual goals in theoretical physics.