After a lot of study of the problem, I have come to a conclusion (wrong or right is yet to remain to be seen.) Let me posit it here, now.
No batteries are perfect, and individual cells have a small variation between them in total capacity. Electrons flow from the + terminal of a battery to the - terminal. Heat generated by current flow in the battery is seen first at the + terminal of the battery. Also it should be noted that most failures in a battery are positive plate failures, where negative plate failures are very rare. This is a quote of an article that addresses this: "
- VLA (Vented Lead Acid)
In VLA batteries, positive grid corrosion is the normal sign of impending failure. As the grid corrodes, the effective cross section of the conduction path narrows — and the internal cell resistance increases. At the same time, the grid structure swells and deforms, causing it to lose contact with the paste (active material). Because the resistance between paste and grid increases, internal cell resistance increases. If you ignore the increased resistance and fail to remove the battery from service in a timely manner, the positive grids will lose their mechanical strength and start to break apart. "
Here is a link to that article:
http://www.ecmweb.com/content/why-batteries-fail-prematurely
Here is a list of the types of failures and how common they are for different battery types:
http://www.aandncaravanservices.co.uk/resources/Battery failure chart.jpg?timestamp=1489447048898
Elevated temperatures require temperature compensation, reducing the current flow as temperature increases in the battery. Even within a battery there is a small variation in temperature from the + end to the - end of the battery. (I am of course talking here about lead acid flooded cell.) This small variation will not create much of a difference in the life of the battery or charging it, if the battery is by itself (stand alone.) But in series and parallel configurations, this temperature difference becomes more important. I will now attempt to explain why:
In a series configuration, a small difference in temperature at the + end of the battery will cause the first battery to overcharge a bit, while the second battery does not overcharge, as the average voltage is what the charging device will see (average voltage of (battery 1 + battery 2.) ) At the same time, one of the cells in the second battery will be weaker than the rest of the cells (this is true of the first as well but since the first gets overcharged it does not become sulfated)
Because the second battery is getting a bit less charging, all of the cells in it will get a bit sulfated, with it's weakest cell becoming the most sulfated within it. Overall the entire battery has now lost a little bit of capacity, with one cell even weaker than the rest. With repeated discharge and recharging, this difference is amplified, and as it becomes weaker, the first battery becomes more and more overcharged with each charging cycle.
Ultimately it depends on just how large that difference becomes, whether or not it will reach it's expected normal life or not, failing prematurely. So basically as the 2nd battery becomes more sulfated, the first becomes more overcharged, and as it overcharges, it becomes hotter, adding further to the problem, which will eventually lead to a positive plate failure in the first battery, the most common type of plate failure, and the second battery in series becomes possibly ruined by sulfation.
In a parallel configuration, this becomes even more problematic, as in a normal parallel configuration with identical batteries, current flow through each circuit is equal. However when one battery becomes hotter and overcharged, the internal resistance drops lower than the rest of the battery circuits, allowing far more current to pass through it than the rest. This even further accelerates the degradation of the weak battery string. And since my array is 10 banks of 2 batteries in series, this would rapidly accelerate this mode of failure in a battery in my banks.
Excessive heating, or unequal heating of the batteries in the strings, is basically the culprit. Caused by a number of factors, including environmental heat and current flow into and out of the battery strings.
With a large number of batteries such as I have, one would also be concerned that one battery suddenly get shorted out and all the other batteries then discharging through it! This is one of the reasons I decided to build an underground concrete cellar for the batteries. Battery explosion containment. It also helps to maintain a lower constant temperature on the batteries being over 8 feet deep where soil temperatures are low even in the summer. I should be able to keep the batteries in the 70F - 80F range which is ideal for them.
A friend of mine suggested a water bath to set all the batteries into and use night sky cooling to cool the water. But I think the black body radiator would have to be pretty big. Will have to investigate that further, later.