A charged capacitor prevents current flow because it consists of two conductors separated by an insulator, which blocks direct current across the gap. During charging, current flows into one plate and out of the other, creating a temporary displacement current due to the changing electric field, but no conduction current crosses the insulator. Once the capacitor is fully charged and the voltage stabilizes, the current stops flowing as the charge remains constant, leading to I = C dV/dt equating to zero. The net charge on a capacitor is zero, as equal and opposite charges accumulate on its plates. Understanding these principles clarifies why a charged capacitor restricts current flow in a circuit.