Will a Magnet Damage My Credit Card?

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    Credit card Magnet
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Discussion Overview

The discussion revolves around the potential damage to credit cards from exposure to strong magnets, particularly in the context of using smart cards and RFID technology. Participants explore the effects of magnetic fields on credit cards and related devices.

Discussion Character

  • Debate/contested
  • Technical explanation

Main Points Raised

  • One participant questions whether placing a credit card on a strong magnet will cause damage, particularly when used alongside smart cards in a wallet.
  • Another participant suggests that if a smart card reader does not hold a paper clip, it is likely not magnetic enough to affect credit cards.
  • A third participant explains that smart card readers utilize RF technology rather than magnetic fields to operate, indicating that they should not damage credit cards.
  • In contrast, one participant asserts that strong magnetic fields can damage credit cards, citing an example where hotel keys were rendered unusable after exposure to a magnetic field.
  • Another participant warns about countertop units at store checkouts that can disable security tags, advising caution with credit cards around such devices.

Areas of Agreement / Disagreement

Participants express differing views on the impact of magnets on credit cards, with some asserting that magnetic fields can cause damage while others argue that the technology used in smart card readers is not magnetic and should not pose a risk. The discussion remains unresolved with multiple competing perspectives.

Contextual Notes

There are assumptions about the strength of magnetic fields and the specific technologies used in smart card readers that are not fully explored. The discussion does not clarify the thresholds at which damage may occur.

argonurbawono
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will i damage my credit card if i put it on top of a strong magnet?

i have a few smart cards together with my credit cards in my wallet. when i use my smart card (like a security access card to open doors, gates with electronic access) i tap my wallet on the reading pad which i believe is rather strong magnet.

will this (in long run) damage my other cards?
 
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If the pad won't hold up a paper clip or some other small metal/iron object, then its not magnetic or at least not magnetic enough to matter.

Chances are its RFID or some other rf technology.

Also, If it hasn't wiped your credit cards by now chances are it won't.
 
Smart card readers are not magnetic. They use RF to induce a current in a loop of wire embedded in your card. The card, using this power, then broadcasts an electronic message via radio. The reader receives this message, verifies its authenticity, and then opens the door.

- Warren
 
argonurbawono said:
will i damage my credit card if i put it on top of a strong magnet?

Yes.
The situation you described may not do it, but a magnetic field can mess up a credit card or Hotel key type device.

At a recent meeting, the group toured a generator facility. Everyone that entered the room had to have Hotel desk re-do their keys when they got back. No one could get into their room.
 
Be careful also of the counter-top units that disable security tags at a store checkout. They usually have a lable warning against getting your cards too close.
 

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