Well I can't say I'm totally confident that I'm understanding your post correctly but hopefully this helps.
According to special relativity, if a massive particle approaches the speed of light, then its 3-momentum and kinetic energy approach infinity. You can see this in the formula p=mv(1-(v/c)2)-1/2, where m is the rest mass, v is the velocity, and c is the speed of light. This means that if a massive particle moving arbitrarily close to the speed of light collides with something, it can make an arbitrarily hard impact.
On the other hand, massless particles like photons do not obey that equation, and even though they move at light speed, they carry a finite amount of momentum. For a photon, the relation is p=hf/c, where f is the frequency of the photon and h is Planck's constant.
You seem to be a little confused about the names and roles of different particles. Photons are bosons and are massless, and as a result they always travel at c. They are the "mediator" of the electromagnetic force in that they carry the energy/momentum that electromagnetically coupled particles exchange. The archetypal fermion is the electron, which is massive and hence moves slower than c. It interacts via the electromagnetic force by emitting and absorbing photons, but it does not mediate any of the four fundamental forces on its own.
Now as to whether something would "kill you." Take for example the neutrino, which is a very light fermion which recent evidence suggests has a nonzero mass despite the fact that it typically travels at speeds very close to c. Millions of neutrinos pass through you every second and they do not kill you, mostly because they do not couple electromagnetically (only via another force called the weak force) and hence they pass right through you. Even if one were to hit you it would still not have a high enough momentum to kill you.
Let's say we put you in front of a particle accelerator that shoots a high energy fermion at you. Even if it couples electromagnetically, since the wave length is so short, there is a good probability it will pass right through you without interacting with anything in your body. [This is similar to how an x-ray machine works--short wavelength/high energy particles can pass right through flesh but only interact with bone. Even bone has a "plasma frequency" such that frequencies higher than the plasma frequency pass right through.] So you would live. But in principle if it collided with something in your body, a huge particle shower could be generated and could kill you.