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OmCheeto said:I love that he purposely misspelled l'Hopital.
Who didn't think, back in their uni days; "Hey! That looks like a French Hospital, without an 's' "?
Note that l'Hospital's name is commonly seen spelled both "l'Hospital" (e.g., Maurer 1981, p. 426; Arfken 1985, p. 310) and "l'Hôpital" (e.g., Maurer 1981, p. 426; Gray 1997, p. 529), the two being equivalent in French spelling.
MisterX said:
When buying a home, it is important to consider factors such as location, size, price, and neighborhood. Location is crucial as it can impact your daily commute, access to amenities, and potential resale value. The size of the home should also match your needs and future plans. Additionally, consider the price and whether it fits within your budget. Lastly, research the neighborhood to ensure it is safe, convenient, and fits your lifestyle.
The general rule of thumb is to save at least 20% of the home's purchase price for a down payment. However, this amount may vary depending on your financial situation and the type of mortgage you qualify for. It is important to discuss your options with a lender to determine the best down payment amount for you.
A home inspection is a crucial step in the home buying process. It involves a professional inspecting the property for any potential issues or damages. It is important to look for any structural problems, plumbing or electrical issues, and signs of water damage. Also, pay attention to the age and condition of major appliances and systems, such as the HVAC and roof.
Negotiating the price of a home can be a tricky process. It is important to do your research and know the market value of similar homes in the area. You can also negotiate based on any repairs or updates needed in the home. It is also helpful to have a real estate agent on your side who can negotiate on your behalf.
Closing costs are fees paid at the end of the home buying process, typically ranging from 2-5% of the home's purchase price. These costs include appraisal fees, title insurance, attorney fees, and more. It is important to budget for these costs in addition to your down payment and mortgage payments.