mheslep - thank you for some cogent analysis of my hot potato question above. I do think that market-based mechanisms like what you describe ought to be part of any solution public or private. And it's good to know that even when you're proposing 100% free market there's still that level of government involvement to protect the disadvantaged players to some degree.
In response to your other post, there are lots of points to it which I'll respond to below. But my overall assessment is that this is an underwhelming set of questionable assertions to base calling naïve the people who disagree with you, especially next to your Chicken Little
“The sky will fall!” story and picture of a burning car. If this really is the sum of it, as far as I see there's no reason whatsoever not to go forward with a national health plan immediately.
And another thing - I know it wasn't you who referred to any socialized medicine plan as an “experiment”, when it's what we've got most of the evidence and data about as opposed to no real systemic data at all on the theoretical fix-everything free-market solution, but doing so is absurd and pejorative and another example of how the campaign against socialized medicine can more easily be identified by common tactics rather than reasoning.
mheslep said:
In the context of the original post insurers means employee based insurance w/ associated tax exemption. There's very little free market about it that, as the users don't have much choice of insurance, the insurance is highly regulated, and the user's rarely see a doctor bill.
I understand that. I just don't think that there's any magic way a free market system would be better able to deal with the problem without ending up denying a pretty substantial number of legitimate claims, and hence requiring government intervention on a large scale and possibly ending up back in a situation similar to what we've got now, so I don't regard a free market solution as an automatic fix to that.
Something we definitely don't want is one of the anecdotes portrayed in
Sicko, where a guy cut off two of his fingers and had to choose between them, choosing the least expensive one to reattach and losing the other.
If they successfully incentivize doctors and other health care workers to increase quality in these national health systems there are equivalent ways to incentivize the patients of the healthcare system to pursue lower costs. Think of airline frequent flyer miles; that isn't a market (or if it is, it's one that could be easily implemented within a socialized medicine system), but although it isn't a market the airlines and their partners are able to get people to jump through
all sorts of hoops in pursuit of frequent flier miles. I would say that programs like this would probably actually work
better within a socialized medicine system rather than trying to achieve that sort of result across a patchwork of different companies.
mheslep said:
Knowing would only help marginally. You have to know and pay to get the free market effect of "searching for the highest possible value at the lowest possible cost." What do I care about costs if the government pays, even if they can tell me the cost. It is free to me at the point of service, and just as the quote says I am going to try and get as much of it as possible until I'm checked, driving the cost through the roof until the govt. imposes rationing.
I'm skeptical that this really is an automatic outcome of every sort of care provided under an nationalizes system is drastic shortages in every category. If that really was the case I think there would be quite a lot more data to support is. I'm also skeptical that in the current system the same sort of thing isn't happening. For example, in some years past I worked as a nurse's aide and I know there was a tremendous shortage of nurse's aides and nurses that I'm pretty sure is still going on today. And of course we may lack some data on our current system because people don't even try to get procedures or services their health insurer has denied or which they otherwise can't afford.
Yes, some people behave this way in response to something that they think is all-you-can-eat, but it's pretty easily dealt with. Just think of it: commercial companies offer free deals all the time and they're somehow able to control these sorts of people.
I think the kind of incentive program I talked about before should be integral to
any solution public or private and be used to encourage preventive care and other things. At some point we really need to have a nationally standardized health records system and it would be trivial to build up the infrastructure for an incentive program along with it.
mheslep said:
Come on, clik through and read the thing. Yes of course mistakes happen in the US its a big problem. Thats not main point. Its clear in this case that the father w/ cancer was either going risk death from the MRI wait, or go to another country for help.
I clicked through and read all of them including the PDF. These just aren't any sort of justification to call the people who disagree with you naïve.
mheslep said:
Please stay on point. I am clearly not speaking there about implementing state care, I'm speaking to the suggestion that it could be just done away with when there's no example in modern history of doing away with any thing that cost $2 trillion.
Sure there are. Every large military force ever raised in the last century amounted to that in today's dollars and gave suckling teats for all sorts of defense industry companies and jobs for millions of people, and there weren't riots when we went back down to normal levels and the contractors got cut off and the soldiers and other workers lost their jobs.
Why aren't we going to have people rioting and burning cars when we transition from our current system to your free market system if it's so inevitable with any large change? Why won't the insurers who specialize in group policies go nuts and we'll find ourselves with insurance salesmen smashing our car windows and turning them over and setting them on fire? Oh, let me guess, because there's going to be a place for them in your new system.
Obviously any other transition would be handled the same way.
I've got to say, it's pretty darn arrogant for you to make a the-sky-will-fall-but-just-in-the-case-of-socialized-medicine claim, upload a photograph from a riot of all things, and then say
I'm going off topic to point out that this is a completely slimy scare tactic.
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