Applying for a Masters or a PhD as an international student

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spaghetti3451
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Hi there, I am a citizen of Bangladesh, an underdeveloped country in South East Asia.

I completed two years of my BSc at Imperial College London, UK from 2009 to 2011.
Then, I dropped out due to family problems and spent two years outside academia from 2011 to 2013.
In 2013, I enrolled at a university in my home country and I will finish my BSc by 2016.

At present, I have a CGPA above 3.90 and expect a PGRE score in excess of 920.

I would like to apply to universities in Canada for a Masters degree. In particular, I would love to secure an admission to York University or the University of Waterloo. However, I've learned that students coming from the Indian sub-continent must have done a Masters to apply for a Masters degree. How true is this?

Also, is it true that students who do not apply for doctoral programs are not granted sufficient funding for their studies?
 
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If the school says this is what they require, why would you think they are not telling you the truth? And why would you think the information from a bunch of guys on the internet would be better? And finally, why would you want to attend a school you believe is lying to you?
 
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I was only trying to get the informed opinions of veterans.

I will, of course, scour through the admissions webpages of all the universities I will be applying to, and also cross-checking responses here with responses from other sources, so I don't simply rely on the word-of-mouth pronouncements of strangers.

But, people who have been through the process can often summarise the entire process in succinct terms, and make the whole process of application that much easier.