Hi there, I am a citizen of Bangladesh, an underdeveloped country in South East Asia. I completed two years of my BSc at Imperial College London, UK from 2009 to 2011. Then, I dropped out due to family problems and spent two years outside academia from 2011 to 2013. In 2013, I enrolled at a university in my home country and I will finish my BSc by 2016. At present, I have a CGPA above 3.90 and expect a PGRE score in excess of 920. I would like to apply to universities in Canada for a Masters degree. In particular, I would love to secure an admission to York University or the University of Waterloo. However, I've learnt that students coming from the Indian sub-continent must have done a Masters to apply for a Masters degree. How true is this? Also, is it true that students who do not apply for doctoral programs are not granted sufficient funding for their studies?