timmdeeg said:
When I said "inside r- and t-coordinate change roles" I had in mind "Exploring Black Holes", Taylor&Wheeler Page 3-10, where they say "Inside there is an interchange of the character of the t-coordinate and r-coordinate."
As this is stated, it is an artifact of the particular coordinate chart they are using, Schwarzschild coordinates. There are other charts, such as Painleve or Eddington-Finkelstein, where ##r## as a coordinate remains spacelike inside the horizon.
An invariant way of stating what Taylor & Wheeler probably have in mind is that, inside the horizon, all timelike worldlines have ##r## (the areal radius, not the coordinate) decreasing with proper time along the worldline.
timmdeeg said:
BH due to gravitational collapse whereby it is assumed that there is stress-energy (as a consequence of avoiding the singularity)?
If by "BH due to gravitational collapse" you mean a model like the Oppenheimer-Snyder model, where there is a region containing stress-energy (describing the collapsing object that forms the hole), there is still a singularity; having collapsing matter does not "avoid" it. I'm not aware of any classical GR model containing a black hole that does not have a singularity (although as
@PAllen has pointed out, numerical simulations tend to leave out the part of the spacetime that contains the singularity).
timmdeeg said:
Intuitively one could think that anything inside the BH "leg" falls towards its singularity and reaches it much before the leg reaches the "waist" in the far future.
Intuition is a very poor guide in cases like this. In the "trousers" model, "time" inside the trousers is extremely distorted, in the sense that the "length" of worldlines in the model can be much, much longer than the proper time elapsed along them. So, for example, a timelike worldline that crosses the horizon far down one of the "legs" can still end on the singularity up at the top of the trousers, even though very little proper time elapses along the worldline between those two points, and even though much
more proper time elapses along a worldline that stays outside the trousers between the "heights" in the model at which the first worldline falls into the "leg" and when that "leg" meets the "waist" of the trousers.
Note also that, even in a single "cylinder" diagram of a single black hole (for example, a diagram drawn in Eddington-Finkelstein coordinates), where it seems like the singularity is "at the center of the cylinder", the singularity is still spacelike and is to the future of everything inside the horizon, so two timelike worldlines that fall through the horizon at very different "outside" times still hit the singularity "at the same time" viewed from inside the horizon. The fact that the singularity appears as a vertical line at the center of the cylinder in this diagram is, in that respect, highly misleading, since the singularity is not a place in space but a moment of time. A Kruskal or Penrose diagram gives a much less misleading picture of what is actually going on.