Since V=Q/C adding voltages in series means adding inverse capacitance in series then take the inverse of the sum which reduces the smallest value here to 2/5C.
For resistors V=IR so adding voltage drops from resistors in series is just ##\sum R## = total R.
This problem is very much like why oil-filled transformers can blow up into massive fires.
Imagine a megawatt transformer with some voltage like 50kV across the insulation but every insulation material has a breakdown voltage rating based on E field level and a thickness. Once exceeded there is a high probability, to causes detonation (explosion or arc) at a molecular level and up if cascaded. I discovered this in a transformer factory a few years ago in my retirement. They started supplying wind-farms with 5 MVA transformers any many were failing within the 1 yr warranty period only for oil sample tests for combustible gas analysis (CGA) for H2.
It was a multi-million dollar liability.
1% H2 is bad
2% is critical to plan for repair/replace and
4% is urgent to shutdown which is the lower explosive level (LEL) for H2.
This problem is a bit of the reverse where a substance of lower ##\epsilon_R## than oil = 4, air = 1 including evaporated H2O is the material with much great E field and weakness to explode. imagine
if oil is rated at 40kV/mm being stressed to 10 kV/mm.
The HV oil sample breakdown tests revealed adequate results but it was the
stochastic property of the breakdown voltage was my clue. Adequate kV/mm but 10% variation or so. It took me 3 mos to find the invisible reasons for this variation, that caused the field failures, and then the solution was simple in theory. Yet more complex than I could imagine since the molecules were invisible.
It turns out the molecular substance was a good insulator (silicate coating to laminate steel) attached to a conductive magnetic dust particle from sheered CRGOS transformer steel edges, which made it have kinetic energy in a magnetic field but higher insulating E field than the oil from a lower ##\epsilon_R##. The concentration of contaminants was so low it was invisible yet enough to cause stochastic random variations in breakdown voltage. Purifying the oil in the field was one solution and preventing the particles was another, while changing to a vegetable-based transformer oil was a 3rd solution. The AC fields caused an apparent rectification of current to static voltage until the breakdown voltage (BDV) was exceeded with an impulse of current and radio emission in the AM band like lightning. This might start at as a rate of 1 pulse per minute and then quickly ramp up to 120 pulses per second due to the probability density of contaminants with a higher E field than the breakdown voltage (BDV) limit.
All the while power studies indicated perfect performance for efficiency as expected but a silent detonator brewing inside from invisible contaminants slowing converting long HC hydrocarbon oil changes into explosive Hydrogen.
This is why transformers must be built very clean and important to understand lower dielectric constants produce higher E fields.