Greetings, this is my first post here. I just graduated with a B.S in Physics and will be attending a university for a M.Sc program (Terminal degree there). I will be receiving a state university grant, additionally there are TA/GA positions that I am applying for. I will also potentially be getting an RA position after I get settled in. This hopefully will be enough to live on. However, I am encountering some problems, even with a full lab load for TA position I will be making about 10k a year, I will be living with my girlfriend in the LA/Long Beach area and she's getting about the same amount. Is it feasible to be living off this without struggling immensely? We don't spend much as it is. I will be asking the department as well (already sent the email) but I'm strongly considering taking out a loan initially for my first year. I saw information about the SMART grant and a few other additional grants. Chances are I'm too late for any of those applications now which is 100% my fault. Is there anything else out there for this year or next I could potentially look into? Thank you!