How can the US reduce credit card fraud rates by adopting the EMV standard?

[rude man]

The new advertisement format is somewhat intrusive.

A lot of software gives you a choice of either ads or payment - could something like that be set up on PF?

Or is my browser on the blink again? I don't see any flags for new and zero-response posts any more i n thehomework forums either.

 

[Greg Bernhardt]

Can you screenshot what you are seeing? I haven't changed anything in months. Furthermore, being a gold member you shouldn't see any ads.

 

[rude man]

Never mind, Greg, it seems OK now. My IE8 has got to go I guess .. can't get IE9, still using XP ...

thanks for the quick response.

rudy

 

[Greg Bernhardt]

Never mind, Greg, it seems OK now. My IE8 has got to go I guess .. can't get IE9, still using XP ...

thanks for the quick response.

rudy

Chrome and FF would be good choices :)

 

[rude man]

Chrome and FF would be good choices :)

Yeah, am thinking FF since uSoft is dumping XP ... but thanks to your observation I concluded that what I saw was when I was not signed in.

thanx again,

rudy

 

[dlgoff]

Y... am thinking FF since uSoft is dumping XP ...

If you decide to upgrade your operating system, get the Professional version of Windows 7, as it supports 16 bit software in Windows XP mode via a Virtual PC. This is the only Windows 7 version that will run the old XP stuff. It's like having two PCs in one.

 

[Chronos]

I'm still a big fan of Win7 pro. It works. Of course, I'm prejudiced since that is what I use.

 

[rude man]

If you decide to upgrade your operating system, get the Professional version of Windows 7, as it supports 16 bit software in Windows XP mode via a Virtual PC. This is the only Windows 7 version that will run the old XP stuff. It's like having two PCs in one.

Would you think it advisable to upgrade my ancient XP machine (35 gig hard drive, 2 gig RAM) to windows 7 pro?

(I have a funny feeling you're cracking up about now, but ...).

 

[dlgoff]

Would you think it advisable to upgrade my ancient XP machine (35 gig hard drive, 2 gig RAM) to windows 7 pro?

(I have a funny feeling you're cracking up about now, but ...).

Actually, kicking myself in butt.

 

[dlgoff]

I'm still a big fan of Win7 pro. It works. Of course, I'm prejudiced since that is what I use.

You've been a member here long enough to be trusted knowing what's good. :thumbs:

 

[Borek]

Would you think it advisable to upgrade my ancient XP machine (35 gig hard drive, 2 gig RAM) to windows 7 pro?

No.

Seriously, anything below 4 GB will make you cry.

Actually if I were you I would look for additional used 2 GB on eBay or some place like that. If the machine is so old it will be just a few bucks, and you will most likely find it much, much faster, after upgrade.

 

[rude man]

No.

Seriously, anything below 4 GB will make you cry.

Actually if I were you I would look for additional used 2 GB on eBay or some place like that. If the machine is so old it will be just a few bucks, and you will most likely find it much, much faster, after upgrade.

I believe you! Unfortunately, I am max'ed out at 2 Gb! Sounds like a new pc is in the offing, doesn't it.

@dlgoff, Thanks again for the advice on W7 pro. I have software dating back to the DOS days that I still use, like the math package Derive. That was their last version with a paper manual. I refused to update to the W version when all they gave you was on-line help.

And, per Kurt Vonnegut, so it goes ...

 

[dlgoff]

@dlgoff, Thanks again for the advice on W7 pro. I have software dating back to the DOS days that I still use, like the math package Derive. That was their last version with a paper manual.

Okay. So you probably have a bunch of 3.5" 1.44MB floppy disks. You won't find floppy drives in today's machines but for $20 you can still read them with these (what I used) http://www.sabrent.com/category/accesories/SBT-UFDB/. You can Buy from Walmart.

I refused to update to the W version when all they gave you was on-line help.

And, per Kurt Vonnegut, so it goes ...

I said the same thing until I got my Windows 7 Dell. Out of the hundreds of floppies I have, I only needed the drive for 3 or 4 programs (<10 disk). Then I put my 16 bit machine on the stack with all my other outdated computers.

 

[1MileCrash]

So OP, what are you seeing?

Every link I click on PF (and just PF) opens a new page to "Jobs.com" or "FreeOnlineFinder.com," every single time. Do I have a virus or something? My credit card number was also recently stolen, could this be a relation?

I am using Firefox.

EDIT: I lied, it just happened on Youtube.

 

[Borek]

My credit card number was also recently stolen

Did you know hackers stole all credit cards PIN code numbers in the world?

http://pastebin.com/2qbRKh3R

 

[rude man]

Okay. So you probably have a bunch of 3.5" 1.44MB floppy disks. You won't find floppy drives in today's machines but for $20 you can still read them with these (what I used) http://www.sabrent.com/category/accesories/SBT-UFDB/. You can Buy from Walmart.

Thanks for the tip. Apparently I can just transfer the floppies to thumb drives. That definitely worked for DOS Derive already & the others I don't care too much about anyway. Most of the rest are on CD's, thank goodness.

I said the same thing until I got my Windows 7 Dell. Out of the hundreds of floppies I have, I only needed the drive for 3 or 4 programs (<10 disk). Then I put my 16 bit machine on the stack with all my other outdated computers.

 

[rude man]

Did you know hackers stole all credit cards PIN code numbers in the world?

http://pastebin.com/2qbRKh3R

Do cc's have PINs? I thought that was just for bank (check) cards.

 

[Borek]

Do cc's have PINs? I thought that was just for bank (check) cards.

When I use my CC I am confirming the transaction keying my PIN code into the terminal (unless I am using it as a wireless).

 

[rude man]

Must be different there than here. If I hand in a cc I just sign paper or some electronic signing device. I need a PIN if and only if I use my bank card.

 

[Borek]

Must be different there than here. If I hand in a cc I just sign paper or some electronic signing device. I need a PIN if and only if I use my bank card.

I don't remember when I was asked to sign a paper last time, but that was eons ago.

 

[rude man]

I don't remember when I was asked to sign a paper last time, but that was eons ago.

Very interesting. You sure you don't mean bank cards? That's the kind where the money is withdrawn from your account immediately. Credit cards are delayed-payment things.

What part of the world do you live in? (Phoenix AZ here).

 

[Borek]

Warsaw, Poland (so a different continent).

Yes, I am sure I mean CC. I have bank cards as well, and they use PINs as well.

I am using VISA cards, they are much more popular here than American Express. But from what I know there are many different solutions, even within one system. At some point I tried to understand differences between credit cards issued here by different banks and I failed. Technically identical cards issued by different banks can or can not be used for identical operations in different places. At some gas station in Scandinavia (it was either in Finland or in Norway, I can't remember) we had to try three different cards before we were able to pay. Funny thing was credit cards didn't work, but the debit card - one that we were told before the trip that it will be useless - worked.

 

[rude man]

Warsaw, Poland (so a different continent).

Yes, I am sure I mean CC. I have bank cards as well, and they use PINs as well.

I am using VISA cards, they are much more popular here than American Express. But from what I know there are many different solutions, even within one system. At some point I tried to understand differences between credit cards issued here by different banks and I failed. Technically identical cards issued by different banks can or can not be used for identical operations in different places. At some gas station in Scandinavia (it was either in Finland or in Norway, I can't remember) we had to try three different cards before we were able to pay. Funny thing was credit cards didn't work, but the debit card - one that we were told before the trip that it will be useless - worked.

Ah, OK, tha must be the difference. I have several Polish friends here & will make further inquiries.

I also use VISA exclusively. I avoid Amex since their catalog includes furs and I am opposed to the mistreatment of animals. Plus they have a seedy record anyway. I had no problems using my VISA cc in Greece and other European venues.

PS how come your English is so flawless?

 

[Borek]

PS how come your English is so flawless?

No idea. Osmosis perhaps.

 

[AlephZero]

(Phoenix AZ here).

The USA seems to be lagging the rest of the world in card security. All debit and credit cards in the UK have had chip-and pin (not just the easy-to-copy magnetic stripes) for years now.

Most e-commerce websites in the UK also go through a security check window from the card supplier, displaying content that has been personalized by the card holder (so you know the check is genuine) and a separate password check.

Most UK banking websites use a credit-card-sized security code generator as well, so you can't do anything without having the physical security card, as well as the account details and passwords.

If I buy anything direct from the US, I usually get suspicious of the lack of any security checks!

 

[Vanadium 50]

PS how come your English is so flawless?

Like Joseph Conrad's?

 

[lisab]

PS how come your English is so flawless?

Because Borek is awesome. If (when?) aliens land on Earth, I elect we send Borek to figure out how to talk with them.

 

[dlgoff]

Because Borek is awesome.

Took the words right out of my keyboard.

 

[LCKurtz]

The USA seems to be lagging the rest of the world in card security. All debit and credit cards in the UK have had chip-and pin (not just the easy-to-copy magnetic stripes) for years now.

My understanding, such as it is, is that the US banks have decided for now that it is cheaper to eat the losses generated from lax security than to pay for the full-scale transition to the chip-and pin cards such as used in the UK. Of course, I may not know what I'm talking about.

 

[AlephZero]

My understanding, such as it is, is that the US banks have decided for now that it is cheaper to eat the losses generated from lax security than to pay for the full-scale transition to the chip-and pin cards such as used in the UK.

That might explain why the US had the second highest credit card fraud rate in an international survey. (The highest was Mexico).

The US doesn't need to pay for a "full scale transition", unless it decides to invent its own incompatible system rather than joining the EMV standard (Europay, Mastercard, Visa) that already exists.

http://www.forbes.com/sites/halahto...ries-with-the-most-card-fraud-u-s-and-mexico/