I recently graduated with my bachelors in physics and had intended to finish a bachelors in math at the same time. I ran out of time to get both done so I finished up my physics degree. If I return for one more semester I can complete the last 14 credits I need to get my math degree. However, doing so will cost me quite a bit of money since I have passed my initial 4 years and can no longer get school based scholarships or a lot of the grants I used to get. I would be willing to take out the loans necessary to go back if I thought it was worth it but I have spoken with some people at the Physics GRE Forum and they claim that it won't do much in the way of helping me get into grad school and that I should just head to grad school now with the degree I've got. Does this seem like sound reasoning or would you recommend I get my second degree? What are the possible positive or negatives of doing this? Thanks for any help you can give.