I understand there is more capacitance between the ground and a person just touching the hot wire (and insulated from the ground) than there is between the person and the neutral wire, but I assumed for simplicity that the neutral wire was not grounded. So if you wanted to connect the person, the power source, and the ground in one big circuit, you'd have to include the resistance between the neutral wire and the ground R_{n-g}, which decreases the overall current:
<br />
I(t)=\frac{\epsilon}{R_{\mbox{human}}+R_{\mbox{n-g}}} \left(e^{-\frac{t}{R_{\mbox{total}}C}} \right) <br />
since the first factor would be decreased with the increased resistance R between the neutral wire and the ground.
In reality, the neutral wire is grounded, so there would be no resistance between the neutral wire and the ground, so you would consider the capacity between the Earth and the person touching the hot wire rather than the person and the neutral wire.
In other words, if there is no grounding, the least resistance is offered if you consider the capacitor as being between the human and the neutral wire.
I think what confused me is I've seen charts that state the amount of current it takes to kill you, but it's really charge and not current, so you don't have to worry about being a capacitor if you touch just one wire.
You might need to worry when the voltage is really high before it has been stepped down, since the voltage is 1000 times more. In fact someone just did a calculation in post #160 (using AC) and got 6.4 microamps. 1000 times more voltage would be 6.4 milliamps which looks to be on the threshold of dangerousness:
http://hyperphysics.phy-astr.gsu.edu/hbase/electric/shock.html
So I guess it's not dangerous to just stand on the ground beneath a power line (on a real power line the neutral is grounded), since the capacitor would be between you and the cylindrical hot wire. But if you touch the hot wire on an insulated platform, it would be between you and the earth.
Anyways, the formula I used for current is actually only good for DC power, so I guess it doesn't apply for AC. Although if the current dies off faster than 1/60 seconds, then maybe it would be a good approximation.