Hey, so I've been hearing a lot about how one is usually (often, rarely, always?) financed while doing a PhD with a minimal stipend or salary of a kind, that nevertheless enables one to manage without incurring more debt. In regards to that, I was wondering how often does one who is doing a PhD in USA or Canada get such monetary support. I've looked at a couple of websites and UBC, for example, states that everyone who is doing a PhD in Physics receives at least ~$20k net. Is it the same at other universities or are they more selective? Mind you, I'll be starting my second undergraduate degree this Fall, but I guess an answer to this could assist with my choice between going to Canada (more expensive) or UK (cheaper, though not cheap). If one namely doesn't need to incur more debt while doing a PhD, then I guess I would be more inclined to take a bigger financial risk in regards to undergraduate studies.