A simple algorithm to determine if a number is prime involves checking for divisibility by integers up to the square root of the number. The process includes testing only odd numbers, as even numbers greater than two cannot be prime. If a divisor is found that divides the number evenly, it is not prime; if no divisors are found, the number is prime. Using a remainder operator can simplify this check, allowing for efficient determination of primality. This method balances simplicity and efficiency in prime number identification.