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I am currently in my 3rd year.

My first term, I had an A+ A A- and B+ in all my math courses (real analysis, advanced diff, stocastic, and modelling)

Those are okay grades, not bad.

This term, I have all math courses again (4th year real analysis, complex analysis, problem solving and 2nd numerical linear algebra)

This term isn't going so well

I got a my numerical linear algebra test back and --- FAIL .

What to grad schools look at? I mean, how do they look at your grades?

Do they look at it individually or cumulative GPA or what?

Im expecting my marks to go down the drain this year (probably a B- avg.)

I would like info on how exactly grad schools read you transcript please