if the sequence is cauchy, then it is convergent and that does not need to be checked further. if you do not know the sequence is cauchy, then i do not see how to check this computationally; i.e. even if it is monotone, the successive differences do not need to be monotone, and even if they are, the sequence does not need to converge (1, 1+1/2, 1+1/2+1/3, 1+1/2+1/3+1/4,...). and even if the sequence does converge, and the successive differences are monotone, there is no number small enough, so that once the differences get that small, you know how close you are to the limit. I.e. you could know that at some point all later successive differences are less than 1/1000,000,000,000, and still the limit could be a billion larger than your current estimate.