A lot of articles refer to apparent wind, but it may be simpler to understand if the apparent wind is split up into components perpendicular and parallel to the sailboat's heading with respect to the true wind. Say the boat is heading 30 degrees offset from directly upwind or downwind, the apparent crosswind is sin(30) x true wind speed = 0.5 x true wind speed, regardless of the sail boats speed. So if the wind was 10 knots, with that 30 degree offset, the apparent crosswind would be 5 knots, again regardless of the boats speed. The boats maximum speed would be how fast it can go with a crosswind speed of 5 knots, with losses due to drag (apparent headwind and drag from true water speed).