I'm not sure your request for a "dumbed down" version, without equations was fully met! SophieCentaur had a good illustration with the sheet of paper example. Another classic example is to fold a sheet into a pleated pattern. The sheet can now hold up weight, where the flat sheet was extremely flimsy.
Another similar example... imagine a long board...(IE: a deck board, or 2x6)... if you support it at each end, which way would you lay it so it bends the least when you stand on the mid point... would you lay it flat, or standing up? Intuitively it will bend less if stood on it's end. Similar to the tube vs solid bar example, the board weighs the same...you've only rotated it 90 degrees, but when you stand on it, it bends much less when on end? The math & equations listed above talk about the moment of Inertia (I)... Malverin discussed the distance that the mass is from the neutral axis, and that's the key point here... since the mass of the tube is the same as the mass of the rod, you get a tube with a much larger diameter than the solid rod. Siince the diameter is larger, you have more material further away from the neutral bending axis, so it's stiffer, and bends less (same idea as turning the board on it's end)... same reason why an "I" beam has that shape...the flanges on top and bottom are furthest away from the neutral axis (when in bending... as noted earlier, orientation and load direction are important). The taller you make that "I" beam, the stiffer it will get.
If you look at new home construction, they use what are called "engineered beams"... instead of using 2x10 or 2x12 for floor joists, they create a wooden "I" beam, with a top and bottom flange, and often with OSB (chipboard) as the vertical center web...same idea... the material at the top and bottom of the beam give you your bending strength...the material in the middle does very little.