News Health Care Reform - almost a done deal? DONE

  • Thread starter Thread starter Ivan Seeking
  • Start date Start date
  • Tags Tags
    Health
AI Thread Summary
The House is set to vote on the Reconciliation Act of 2010, which could allow the President to sign the bill into law before Senate amendments. The "Deem and Pass" maneuver, also known as the Slaughter option, is being discussed as a way for Democrats to pass the bill without a direct vote, potentially leading to constitutional challenges. While some argue that the bill will save money and expand coverage, others believe it infringes on individual liberties by mandating health insurance purchases. The Congressional Budget Office has provided preliminary estimates indicating the bill could reduce the deficit and cover millions more Americans, though concerns about its constitutional validity remain. The debate highlights deep divisions over healthcare reform and the implications of government mandates in the private sector.
  • #151


I do not understand those who say to those of us who oppose this bill, "Why are you against helping people? Why are you against health reform?"

That, IMO, would be like saying to an Iraq War protestor, back when the invasion was occurring, "Why are you against helping those people? Why are you against keeping America safe?"

Obviously, their answer would be, "We are NOT against helping the people or against keeping America safe, but there are huge COSTS involved in invading a country like this, the administration we do not think has thought through properly what they are doing, and we think there are far more effective ways to keep America safe."

Well it is the same regarding this healthcare bill.

People opposed to it are not against healthcare reform. And we are not against helping people. But again, there's that bit about costs, and also much better alternatives to fix the system

Those of you who like to point out the foreign systems, well a couple of things:

It is of course debatable whether or not the foreign systems actually provide better-quality healthcare or not than you can get in America, but let's pretend they do.

Okay fine. But there's one big problem: Everytime we in America then try to copy these Euro-systems, we have an EPIC fail as the youth like to term it. Seriously.

Medicaid - bankrupt
Medicare - bankrupt
Social Security - headed to bankruptcy as this recession blew a hole into the projections (and when it had a surplus, the government robbed it)

Even non-healthcare government programs, like Postal Service - bankrupt

Fannie Mae and Freddie Mac - bankrupt (and almost brought down the global financial system in the process)

Massachussettes universal healthcare system - bankrupting the state and premiums there higher than in any other state.

http://www.boston.com/news/health/a...health_insurance_premiums_highest_in_country/

Tennessee also had to kick a good deal of people off its experiment with expanded government healthcare because the costs ballooned out of control and almost bankrupted the state:

http://online.wsj.com/article/SB125046457087135327.html

And of course, within California they wanted to enact a universal care program, except it was determined it would flat-out destroy the state financially, so it was voted down.

So what the above show is that for whatever reason, assuming (and there is a big assumption there as some of the Euro states are heading towards bankruptcy it seems) the Euro "universal" healthcare systems work out financially, we Americans seem to have an inability to design a functioning, cost-effective universal healthcare system. So even if we want such a system, we don't try creating one nationally until we are sure we can do it.

Now in this great United States, we have a major benefit over other, smaller nations, in that we have fifty policy laboratories in our states. Each state is a microcosm of the nation, with its own legislative, executive, judicial, economy, tax systems, laws, Constitution, etc...so we have the benefit of being able to try stuff on the state level and if it works out, great. We can then try it on the national level.

If it fails on the state level, then we know not to try it out on the national level. Massachusettes's program was meant to be a model for other states to copy, and possibly for a national program. It is obviously an "epic fail" financially.

The UTTER INSANITY of this current bill is it flies in the face of all the above evidence (Massachusettes, Tennessee, Medicare, Medicaid, California, etc...) with the idea that, "Oh, don't worry, those are states, we can pull this off on the national level, because we're the Federal Government and we know best."

The other big thing is that, while the Democrats want to copy the British single-payer heathcare system, they ignore that the British system has heavy regulations regarding junk lawsuits. That would mean some heavy tort reform in America, which the Democrats will NEVER do because it would mean going against one of their primary constituents, the trial lawyers.

So in other words, they want to implement the British system without the British cost controls.

And then of course is the aircraft analogy I used before. This is a 2,000+ page bill. History shows government programs, and in particular government healthcare programs, do not work out the way they are intended.

And this bill is like the policy equivalent of engineering a brand-new jetliner, and without building a prototype and testing it extensively, they just decide to go by the skill of the engineers and let's say an engineering CBO equivalent that says it will ("should") fly, and then put it into production.

Obviously such a way of building an aircraft would be insane. It has a million different parts. You can have the most brilliant engineers in the world and the best equipment, but you still won't know exactly how the plane will work until you actually build a version of the thing and put it into the air.

YET, we are doing the policy equivalent of exactly this. We are like a company with a history of engineering smaller planes that just cannot fly well, and eventually even crash, so now we have just gone and engineered a full-on jetliner, and without bothering to test it at all, just put it right into production.

The Democrats tout the CBO numbers, saying it will "reduce the deficit," yeah right, I'll believe that when I see it. History, both of healthcare programs from the government, and of government programs overall, says otherwise. Plus the CBO had to rely on a number of tricks and assumptions in its calculations.
 
Last edited:
Physics news on Phys.org
  • #152


calculusrocks said:
After all of the government failures, what makes people think that government control of health care is remotely a good idea?

It is a religion to the Left. When you are dealing with religious zealots, logic does not come into play. IMO, these Democrats are like the hardcore Marxist who sees the Soviet Union, then walks through an American mall and a supermarket, then comes out and proclaims the gloriousness of the Soviet Empire.
 
  • #153


calculusrocks said:
The point was that government doesn't run anything efficiently by the standards of a free market. Social Security started out as a modest government program and has balooned well beyond its stated charted, and now is facing bankruptcy within a decade or two.

The post office is so badly run that it simply encourages us to use email.

The DMV is so badly run that I had to wait 4 hours in line to get license plates.

After all of the government failures, what makes people think that government control of health care is remotely a good idea?

Government programs growing larger than they originally intended? How is that a sign of failure?

Your information on social security is wrong. It's actually taking in more money than it spends as we speak. Current predictions on the aging trend of the US predict it starts hitting a negative cash flow around 2020 and then runs out of its 2 trillion dollar reserve sometime around 2040 or 2050. And that's assuming that nothing is changed, for example the cap on social security taxes.

I don't understand where the hate on the post office is coming from. My letters get where they need to go for a pretty good price

And again, the car stuff is run state by state. Considering health care is currently regulated by state governments, saying the states can't run something efficiently is a reason to hand it over to the national government. And your argument for the DMV is lame and anecdotal

To summarize: You're listing government programs and saying they're failures. Please discuss how much better off we would be without the post office.
 
  • #154
Don't get me started on incompetant regulators. The crook Bernie Madoff was investigated by the SEC 8 times! Bernie Madoff then showed the results of these investigations to his investors as proof of his legitimacy! Of course, the left will never look at that. Nothing to see here. Just move along, sir.

http://www.theaustralian.com.au/business/news/madoff-chasers-dug-for-years/story-e6frg90x-1111118484476

In my opinion as well this is Marxism. They want us to adopt socialism by selling it to us as medicine.
 
  • #155


Office_Shredder said:
Government programs growing larger than they originally intended? How is that a sign of failure?

When the costs to them balloon way out of control.

Your information on social security is wrong. It's actually taking in more money than it spends as we speak.

Right now, but that won't last.

Current predictions on the aging trend of the US predict it starts hitting a negative cash flow around 2020 and then runs out of its 2 trillion dollar reserve sometime around 2040 or 2050. And that's assuming that nothing is changed, for example the cap on social security taxes.

That projection just had a huge hole blown into it because of the recession; as for the SS cap, if that is raised, it gets turned into a de-facto welfare program.

I don't understand where the hate on the post office is coming from. My letters get where they need to go for a pretty good price

The point is simply about the inefficiency with which government does things. No one is saying a service like the post office is bad.

SS and Medicare are good programs as well, but the way they are designed is unsustainable and very bad.

And again, the car stuff is run state by state. Considering health care is currently regulated by state governments, saying the states can't run something efficiently is a reason to hand it over to the national government. And your argument for the DMV is lame and anecdotal

If the states cannot run something efficiently, that's a primary reason NOT to hand it over to the national government.

To summarize: You're listing government programs and saying they're failures. Please discuss how much better off we would be without the post office.

You need to realize that this argument is moot if you can't pay for the service in the first place. If you can't pay for it, you'll end up without a Postal Service anyway.
 
  • #156


calculusrocks said:
In my opinion as well this is Marxism. They want us to adopt socialism by selling it to us as medicine.

I'm not saying the Democrats are Marxists, I'm just saying that their fervent belief in government-run healthcare in the face of all the evidence showing it's a bad idea at the moment, is like the fervent belief in socialism a Marxist will have, and the utter denial they will show upon seeing a free-market in action.
 
  • #157


Office_Shredder said:
Your information on social security is wrong. It's actually taking in more money than it spends as we speak. Current predictions on the aging trend of the US predict it starts hitting a negative cash flow around 2020 and then runs out of its 2 trillion dollar reserve sometime around 2040 or 2050. And that's assuming that nothing is changed, for example the cap on social security taxes.

Huh? So you're saying its fiscally sound and at the same time it's going to run out of its reserves by 2040, and 2050, and you're saying that's not a path to insolvency?
 
  • #159


Nebula815 said:
I'm not saying the Democrats are Marxists, I'm just saying that their fervent belief in government-run healthcare in the face of all the evidence showing it's a bad idea at the moment, is like the fervent belief in socialism a Marxist will have, and the utter denial they will show upon seeing a free-market in action.

Glad you clarified, I'm not saying democrats are Marxist either. In fact, some I've met are disenchanted conservatives.
 
  • #160


I think the best thing about health care would be for people to quit using buzzwords...

"death panels", "Marxism", "government takeover"...

Oddly enough, most of the buzzwords are utilized by conservatives.

Where are the liberal buzzwords?
 
  • #161


Char. Limit said:
Where are the liberal buzzwords?

"Ram it through".
 
  • #162


Char. Limit said:
I think the best thing about health care would be for people to quit using buzzwords...

"death panels", "Marxism", "government takeover"...

Oddly enough, most of the buzzwords are utilized by conservatives.

Where are the liberal buzzwords?

This just illustrates the superficial understanding you have of the entire situation.
 
  • #163


Nebula815 said:
I'm not saying the Democrats are Marxists, I'm just saying that their fervent belief in government-run healthcare in the face of all the evidence showing it's a bad idea at the moment, is like the fervent belief in socialism a Marxist will have, and the utter denial they will show upon seeing a free-market in action.

The first thing to understand is that this is not "government-run healthcare". It doesn't even include a single-payer system, much less government-run hospitals. Using such language only shows that you don't understand the bill or the healthcare system.
 
  • #164


calculusrocks said:
This just illustrates the superficial understanding you have of the entire situation.

Not true. It is precisely the sort of language used to terrorize the public.
 
  • #165


calculusrocks said:
This just illustrates the superficial understanding you have of the entire situation.

Excellent work. A vague insult with no explanation!

Keep it up.
 
  • #166


Ivan Seeking said:
terrorize
sounds like a "buzzword". I can name many, but why? Isn't it sad that all you choose levy are petty linguistic critics?
 
  • #167


For all our bickering, I don't think anyone bothered to mention that health care reform is now a done deal. In unrelated news, Moody's has dropped the US federal government's credit rating to "junk"
 
  • #168


Office_Shredder said:
For all our bickering, I don't think anyone bothered to mention that health care reform is now a done deal

YES! I couldn't wait to get to a TV and check the news.
 
  • #169


Office_Shredder said:
For all our bickering, I don't think anyone bothered to mention that health care reform is now a done deal

Well, there are some hurdles left concerning the Constitution... and the Senate isn't a done deal yet. That being said the major hurdle is cleared and looks like its going through, although it doesn't start for 4 years because that was the only way the democrats could make it look near budget neutral over a 10 year period.
 
  • #170


calculusrocks said:
sounds like a "buzzword".

Consider the "Pull the plug on Grandma" claim. That came from Senator Grassley and is absolute drivel. In fact, the end-of-life counsiling that he objected to is already in place and was a bill written by a Republican!

Yes, telling people that Democrats want to kill your grandmother [or you if you are a grandmother] does terrorize them.

Terrorize
To coerce by intimidation or fear.
http://education.yahoo.com/reference/dictionary/entry/terrorize

It is a form of terrorism. The difference is that this claim is true, while Senator Grassley's claim was false and was intended to induce fear. I would add that to the best of my knowledge, I am the only one to properly name the technique used by Republicans. IT is not a Democratic buzzword; it is my observation. Also, I'm an Independent, not a Democrat.
 
Last edited:
  • #171


Ivan Seeking said:
Consider the "Pull the plug on Grandma" claim. That came from Senator Grassley and is absolute drivel. In fact, the end-of-life counsiling that he objected to is already in place and was a bill written by a Republican!

Yes, telling people that Democrats want to kill your grandmother does terrorize them.

Pffff. People are just going to wait to get sick to get health care. Then the insurance company will have to cover the illness because of the new health care legislation. After the insurance companies lose money, they will have to cut back on care. Rationing. Rationing is unavoidable, and granny may or may not get treatment in the years to come. Sure, it's not a single-payer, but it might as well be a death sentence to the insurance companies leading to a single-payer.
 
  • #172


Time will tell on grandma.
 
  • #173


calculusrocks said:
Pffff. People are just going to wait to get sick to get health care. Then the insurance company will have to cover the illness because of the new health care legislation. After the insurance companies lose money, they will have to cut back on care. Rationing. Rationing is unavoidable, and granny may or may not get treatment in the years to come. Sure, it's not a single-payer, but it might as well be a death sentence to the insurance companies leading to a single-payer.

Do you even know what the bill is? It requires everyone to have health insurance. This is the major sticking point that makes people call it socialism. Do you even know why you're criticizing the bill?
 
  • #174


Ivan Seeking said:
The first thing to understand is that this is not "government-run healthcare". It doesn't even include a single-payer system, much less government-run hospitals. Using such language only shows that you don't understand the bill or the healthcare system.

This seems to be the general inclination with the American public. People seem to think that this bill is going to give our health care system a complete overhaul when its really just providing a very basic public option and mandating coverage for almost every citizen. Yet, people seem the think they are getting their "freedomz" taken away from them and we are on our way to a socialist government (but to arrogant to realize we haven't been capitalist for a long time).

I've recently had many conversations with peers about this subject and they all call me an ignorant liar when I tell them Hawaii has had a system much like this for years and just call me stupid when I tell them it actually works!
But perhaps the most intriguing lesson from Hawaii has to do with costs. This is a state where regular milk sells for $8 a gallon, gasoline costs $3.60 a gallon and the median price of a home in 2008 was $624,000 — the second-highest in the nation. Despite this, Hawaii’s health insurance premiums are nearly tied with North Dakota for the lowest in the country, and Medicare costs per beneficiary are the nation’s lowest.
http://www.nytimes.com/2009/10/17/health/policy/17hawaii.html

I find the amount (and inanity) of the negative responses towards this health care bill is just more evidence of the "idiocracy" in this country and ultimately an omen that the prowess of the US will soon fall.
 
  • #175


My AP European History teacher (a wise man) tells us that the favorite part of government for conservatives, the military, is possibly the most socialist part of government.

Irony!

So, yeah, we're already socialist. How much could a little more hurt?
 
  • #176


Office_Shredder said:
Do you even know what the bill is? It requires everyone to have health insurance. This is the major sticking point that makes people call it socialism. Do you even know why you're criticizing the bill?

The point that you ignored is that someone can simply wait until he gets sick to get insurance. They can pay the fines, and just wait until they get sick.
 
  • #177


Why would you bother paying the fines, when you can just get health insurance and probably pay less money, as I believe that the fines get bigger over time?

Your argument isn't making as much sense as you think it is...

Wait, are ad argumentem attacks allowed?
 
  • #178


Topher925 said:
This seems to be the general inclination with the American public. People seem to think that this bill is going to give our health care system a complete overhaul when its really just providing a very basic public option and mandating coverage for almost every citizen. Yet, people seem the think they are getting their "freedomz" taken away from them and we are on our way to a socialist government (but to arrogant to realize we haven't been capitalist for a long time).

I've recently had many conversations with peers about this subject and they all call me an ignorant liar when I tell them Hawaii has had a system much like this for years and just call me stupid when I tell them it actually works!

http://www.nytimes.com/2009/10/17/health/policy/17hawaii.html

I find the amount (and inanity) of the negative responses towards this health care bill is just more evidence of the "idiocracy" in this country and ultimately an omen that the prowess of the US will soon fall.

It only shows that you haven't read what I've been saying at all. Gov't has been running HMOs since the 1970s. We haven't had capitalism in a long, long time. Yet somehow capitalism is the boogieman. Don't say the "idiots" didn't warn you, okay?
 
  • #179


Ivan Seeking said:
The first thing to understand is that this is not "government-run healthcare". It doesn't even include a single-payer system, much less government-run hospitals. Using such language only shows that you don't understand the bill or the healthcare system.

It is government-run healthcare. It is single-payer by proxy. It gives the government far more control over the health insurance companies, turning them into utilities, appendages of the government, in exchange for guaranteed profits (mandating everyone buy their product). It also makes the inroads for introduction of a public option later on and then moving to full-on single-payer.
 
  • #180


Topher925 said:
This seems to be the general inclination with the American public. People seem to think that this bill is going to give our health care system a complete overhaul when its really just providing a very basic public option and mandating coverage for almost every citizen. Yet, people seem the think they are getting their "freedomz" taken away from them and we are on our way to a socialist government (but to arrogant to realize we haven't been capitalist for a long time).

What do you call it if the government mandates you purchase a company's product?

The car insurance argument doesn't hold, because no one is forced to purchase a car. And the argument that everyone purchasing health insurance would be better is a separate argument from whether or not you should force people to purchase health insurance.

I've recently had many conversations with peers about this subject and they all call me an ignorant liar when I tell them Hawaii has had a system much like this for years and just call me stupid when I tell them it actually works!

Hawaii is very tiny, and from my understanding, their system has been a horrendous failure. Furthermore, even if it works, one tiny example is not enough. It failed in Tennessee and it failed in Massachussettes, and it has failed in the forms of Medicare and Medicaid.

Like I said, the British system, which the Democrats want to copy, has regulations regarding junk lawsuits. Democrats will not enact tort reform to copy that here. Enacting such massive legislation on the national level is the height of irresponsibility, arrogance, and ideology.

I find the amount (and inanity) of the negative responses towards this health care bill is just more evidence of the "idiocracy" in this country and ultimately an omen that the prowess of the US will soon fall.

So you're okay with a bill that will most likely bankrupt the nation, mandates people purchase a product (sorry we aren't Europe, mandating people purchase something just because "it's better for the society" is not the American way), and gives the government control over 1/6 of the economy?

It also will make the way for single-payer, that is the goal.

What I find amazing is Democrats had to ram the bill through because they flat-out lost the debate on it. President Obama himself was lost completely in terms of how to defend it. All we've been seeing and hearing is this man talk, talk, talk for the last two or three years, with zero substance on healthcare, and when it came down to it, he just rammed it through.
 
  • #181


Char. Limit said:
My AP European History teacher (a wise man) tells us that the favorite part of government for conservatives, the military, is possibly the most socialist part of government.

Irony!

So, yeah, we're already socialist. How much could a little more hurt?

Healthcare is 17% of GDP.

The military is 5%.

And defense spending can be curtailed rather easily when you need it to. But trying getting rid of a government agency that was created by your predecessor. GOOD LUCK!
 
  • #182


Office_Shredder said:
Government programs growing larger than they originally intended? How is that a sign of failure?

Your information on social security is wrong. It's actually taking in more money than it spends as we speak. Current predictions on the aging trend of the US predict it starts hitting a negative cash flow around 2020 and then runs out of its 2 trillion dollar reserve sometime around 2040 or 2050. And that's assuming that nothing is changed, for example the cap on social security taxes.

You need to support the claims you've made in your post with links to current sources.


You do realize that Government workers don't actually contribute to the tax base (because they are paid FROM taxes). You also realize the size, scope and power of the IRS is going to be increased by this Bill?
 
  • #183


It's been deemed "Obamacare", and the "IRS Expansion Act of 2010"
http://camp.house.gov/News/DocumentSingle.aspx?DocumentID=177007

Mandating coverage and fining people (enforcement by an expanded IRS) who don't have coverage indicates the end of a free society.

If you plan to have a successful career - you should be very concerned.
 
Last edited by a moderator:
  • #184


WhoWee said:
Mandating coverage and fining people (enforcement by an expanded IRS) who don't have coverage indicates the end of a free society.

If you plan to have a successful career - you should be very concerned.

Yeah, because helping everyone have the means to take care of themselves is pretty much the end of society. /sarcasm
 
  • #185


WhoWee said:

You need to support the claims you've made in your post with links to current sources.

http://www.ssa.gov/OACT/STATS/table4a3.html

Assets at end of year, 2009: 2.5 trillion dollars

You do realize that Government workers don't actually contribute to the tax base (because they are paid FROM taxes). You also realize the size, scope and power of the IRS is going to be increased by this Bill?

How is this relevant to the discussion at hand?
 
  • #186


Topher925 said:
This seems to be the general inclination with the American public. People seem to think that this bill is going to give our health care system a complete overhaul when its really just providing a very basic public option and mandating coverage for almost every citizen. Yet, people seem the think they are getting their "freedomz" taken away from them and we are on our way to a socialist government (but to arrogant to realize we haven't been capitalist for a long time).

I've recently had many conversations with peers about this subject and they all call me an ignorant liar when I tell them Hawaii has had a system much like this for years and just call me stupid when I tell them it actually works!

http://www.nytimes.com/2009/10/17/health/policy/17hawaii.html

I find the amount (and inanity) of the negative responses towards this health care bill is just more evidence of the "idiocracy" in this country and ultimately an omen that the prowess of the US will soon fall.



The high food prices just aren't related to them being in BFE. They have to pay for "low" health care some how, and that comes out of taxes.
 
  • #187


Also. As I said before,

You are a PhD student, 27 years old. You are no longer on your parents health care plan, and you aren't making ends meat. (as I have heard from many-a-PhD student) Not only can you not afford to get health care, but you will get fined because you don't have health care!
 
  • #188


Office_Shredder said:
http://www.ssa.gov/OACT/STATS/table4a3.html

Assets at end of year, 2009: 2.5 trillion dollars

Are you serious?
http://www.washingtonpost.com/wp-dyn/content/article/2009/03/30/AR2009033003291.html

"The Treasury Department has for decades borrowed money from the Social Security trust fund to finance government operations. If it is no longer able to do so, it could be forced to borrow an additional $700 billion over the next decade from China, Japan and other investors. And at some point, perhaps as early as 2017, according to the CBO, the Treasury would have to start repaying the billions it has borrowed from the trust fund over the past 25 years, driving the nation further into debt or forcing Congress to raise taxes.

The new forecast is fueling calls for reform of the Social Security system from conservative analysts, who say it underscores the financial fragility of a system that provides a primary source of income for millions of Americans.

"It suggests we better get working on Social Security and stop burying our heads in the sand," said Sen. Judd Gregg (N.H.), the senior Republican on the Senate Budget Committee. "The Social Security trust fund, though technically in balance, is going to put huge pressures on taxpayers very soon."

Many liberal analysts reject the notion that Social Security needs fixing, arguing that the system is projected to fully support payments to beneficiaries through 2041 -- so long as the Treasury repays its debts. But they agree that the news is not good for the federal budget.

"This is not a problem for Social Security, it's a problem for fiscal responsibility," said Christian Waller, a public policy professor at the University of Massachusetts at Boston and a senior fellow at the Center for American Progress. He said the new estimates would force President Obama and his budget director, Peter Orszag, "to stay on track in what they have set out to do, and that is rein in deficits."

The CBO, Congress's nonpartisan budget scorekeeper, released its most recent estimates for the Social Security trust fund last week as part of its final budget projections for the fiscal year that begins in October.

The trust fund has long taken in more in revenue from payroll taxes and other sources than it pays out in benefits. Last August, the CBO predicted that surplus would exceed $80 billion this year and next, then rise to around $90 billion before slowly evaporating by 2020. But the rapidly deteriorating economy -- particularly the loss of more than 4 million jobs -- has driven those numbers much lower much faster, with the surplus expected to hit $16 billion this year and only $3 billion next year, then vanish entirely by 2017.

CBO is not the official arbiter of the trust fund's health; that task falls to the Social Security trustees, a panel of Cabinet secretaries and others who are expected to issue a new report later this spring. In his budget, Obama predicted that the trust fund surplus would hit $30 billion this year, according to Mark Lassiter, a spokesman for the Social Security Administration.

But that number, too, is far less than the $80 billion the trustees had forecast for 2009. In addition to declining revenues, Lassiter said the system is likely to incur higher expenses due to big jumps in new retirement and disability claims. Both are expected to rise by at least 12 percent this year compared with 2008.

"There are some people who are, in fact, delaying retirement" because the plunging stock market took a huge bite out of their retirement accounts, Lassiter said. "But the stronger trend is that people who are losing a job are looking for other sources of income. And if you're of retirement age, you're going to go ahead and file for Social Security benefits."

Though Obama has pledged to address the precarious financial situation of Social Security, the administration currently has no plans to do so. Under pressure from congressional Democrats who argued that Social Security should not be at the top of the new administration's agenda, the White House last month dropped a proposal to name a task force to reexamine the program.

During the campaign, Obama proposed applying payroll taxes to annual earnings over $250,000 help fund Social Security after the surplus vanishes. With the new numbers, some analysts said, the president might be forced to step up the timetable.

"Over the past 25 years, the government has gotten used to the fact that Social Security is providing free money to make the rest of the deficit look smaller," said Andrew Biggs, a resident scholar at the American Enterprise Institute. "Now they've essentially got to pay their own way, at least a little more fully.

"Instead of Social Security subsidizing the rest of the budget," he said, "the rest of the budget will have to subsidize Social Security." "
 
  • #189


As a small business owner I must take issue with any policy that requires me to either pay health insurance premiums for my employees, pay a penalty for not providing the insurance, or decrease the number of employees to the lowest possible level in order to survive in an already struggling economy. Hummmmm! Which one should I choose?
- Dwayne Strickland

This bill will create temp job loss?

Insurers will no longer be able to set rates or exclude coverage based on pre-existing conditions, and can vary premiums only by geographic location, age, and tobacco use.
- CNN

Do you think an insurer will look at an app. See a person with cancer and 65 years old. Then tell them to pay $1000 a month... because they are 65 years old. Also I wonder how many of the 32 million uninsured are in high risk locations, are old and smoke. What if it is half? They aren't helped at all. What a waste.
 
  • #190


Office_Shredder said:
mheslep, have you actually been to Europe?
Many times and for extended periods.
You're making it sound like the average lifestyle there is third world compared to the glorious bounty we have in America.
Lets not throw strawmen around. I made no such generalization.

Also, your random 10% unemployment stat is ridiculous: it's not true for many European nations with universal healthcare (UK, Norway, Finland, Sweden, Denmark, Switzerland, just to name a few from browsing that website)
That stat is for France, a good place to start if you want to compare large countries. Norway, has less population than some American cities and is oil rich, so I don't think it makes sense to compare w/ the 300 million in the US, do you?
 
  • #191


Ivan Seeking said:
The first thing to understand is that this is not "government-run healthcare". It doesn't even include a single-payer system, much less government-run hospitals. Using such language only shows that you don't understand the bill or the healthcare system.
The contrary is true for the first and last sentences. The government will now run the insurances companies as utilities, and thus the providers. Even if the government is not the payer, just as for utilities they will be told who to service and what they can charge. Eventually all of the health plans will be specified by the government on the exchanges.
 
  • #192


mheslep said:
Even if the government is not the payer, just as for utilities they will be told who to service and what they can charge.

What part of the bill says this? From what I have read, the bill only states that insurance companies can not deny people for pre-existing conditions, they have to come up with some other excuse. The bill also includes no cost regulation for insurance companies either, it only states that insurance companies can only determine costs for age, location, and activities that have negative health effects such as smoking.
 
  • #193


I can't get excited about this.

I received an email from 'Organizing for America', which is purportely a 'Thank you' note from Mr. Obama. It states "Because of you, every American will finally be guaranteed high quality, affordable health care coverage".

Well - firstly - it didn't happen because of me.

And -secondly - that statement is nonsens. Millions of Americans get left behind. There is not such guarantee of 'high quality' health care, even if one could afford it.

This is so mind bogglingly disingenous - if just not downright dishonest!
 
  • #194


Health Care Reform Bill Summary: A Look At What's in the Bill

By CBS News Capitol Hill Producers Jill Jackson and John Nolen
Cost:

* $940 billion over ten years.



Deficit:

* Would reduce the deficit by $143 billion over the first ten years. That is an updated CBO estimate. Their first preliminary estimate said it would reduce the deficit by $130 billion over ten years. Would reduce the deficit by $1.2 billion dollars in the second ten years.



Coverage:

* Would expand coverage to 32 million Americans who are currently uninsured.


Health Insurance Exchanges:

* The uninsured and self-employed would be able to purchase insurance through state-based exchanges with subsidies available to individuals and families with income between the 133 percent and 400 percent of poverty level.
* Separate exchanges would be created for small businesses to purchase coverage -- effective 2014.
* Funding available to states to establish exchanges within one year of enactment and until January 1, 2015.


Subsidies:

* Individuals and families who make between 100 percent - 400 percent of the Federal Poverty Level (FPL) and want to purchase their own health insurance on an exchange are eligible for subsidies. They cannot be eligible for Medicare, Medicaid and cannot be covered by an employer. Eligible buyers receive premium credits and there is a cap for how much they have to contribute to their premiums on a sliding scale.


Federal Poverty Level for family of four is $22,050

Paying for the Plan:

* Medicare Payroll tax on investment income -- Starting in 2012, the Medicare Payroll Tax will be expanded to include unearned income. That will be a 3.8 percent tax on investment income for families making more than $250,000 per year ($200,000 for individuals).
* Excise Tax -- Beginning in 2018, insurance companies will pay a 40 percent excise tax on so-called "Cadillac" high-end insurance plans worth over $27,500 for families ($10,200 for individuals). Dental and vision plans are exempt and will not be counted in the total cost of a family's plan.
* Tanning Tax -- 10 percent excise tax on indoor tanning services.


Medicare:

* Closes the Medicare prescription drug "donut hole" by 2020. Seniors who hit the donut hole by 2010 will receive a $250 rebate.
* Beginning in 2011, seniors in the gap will receive a 50 percent discount on brand name drugs. The bill also includes $500 billion in Medicare cuts over the next decade.


Medicaid:

* Expands Medicaid to include 133 percent of federal poverty level which is $29,327 for a family of four.
* Requires states to expand Medicaid to include childless adults starting in 2014.
* Federal Government pays 100 percent of costs for covering newly eligible individuals through 2016.
* Illegal immigrants are not eligible for Medicaid.


Insurance Reforms:

* Six months after enactment, insurance companies could no longer denying children coverage based on a preexisting condition.
* Starting in 2014, insurance companies cannot deny coverage to anyone with preexisting conditions.
* Insurance companies must allow children to stay on their parent's insurance plans through age 26.


Abortion:

* The bill segregates private insurance premium funds from taxpayer funds. Individuals would have to pay for abortion coverage by making two separate payments, private funds would have to be kept in a separate account from federal and taxpayer funds.
* No health care plan would be required to offer abortion coverage. States could pass legislation choosing to opt out of offering abortion coverage through the exchange.


**Separately, anti-abortion Democrats worked out language with the White House on an executive order that would state that no federal funds can be used to pay for abortions except in the case of rape, incest or health of the mother. (Read more here)


Individual Mandate:


* In 2014, everyone must purchase health insurance or face a $695 annual fine. There are some exceptions for low-income people.


Employer Mandate:

* Technically, there is no employer mandate. Employers with more than 50 employees must provide health insurance or pay a fine of $2000 per worker each year if any worker receives federal subsidies to purchase health insurance. Fines applied to entire number of employees minus some allowances.



http://www.cbsnews.com/8301-503544_1...46-503544.html"

There you go, this is the jist of what the bill is.
 
Last edited by a moderator:
  • #195
calculusrocks said:
Don't get me started on incompetant regulators. The crook Bernie Madoff was investigated by the SEC 8 times! Bernie Madoff then showed the results of these investigations to his investors as proof of his legitimacy! Of course, the left will never look at that. Nothing to see here. Just move along, sir.

http://www.theaustralian.com.au/business/news/madoff-chasers-dug-for-years/story-e6frg90x-1111118484476

In my opinion as well this is Marxism. They want us to adopt socialism by selling it to us as medicine.

You've been paying for social security and medicare for years! Why complain about socialism now?

What about the fire department, the police force, the military, veteran care programs, public school systems, et cetera? Where is the uproar regarding these socialistic concepts?

I'm not saying I agree with the recent reform to health care, but it's silly to reject something just because it is congruent with socialistic concepts. Do people honestly think that this nation is fully capitalistic?
 
Last edited:
  • #196


Dembadon said:
You've been paying for social security and medicare for years! Why complain about socialism now?

What about the fire department, the police force, the military, veteran care programs, public school systems, et cetera? Where is the uproar regarding these socialistic concepts?

I'm not saying I agree with the recent reform to health care, but it's silly to reject something just because it is congruent with socialistic concepts. Do people honestly think that this nation is fully capitalistic?


Voluntary in most parts of the United States.
 
  • #197


* In 2014, everyone must purchase health insurance or face a $695 annual fine. There are some exceptions for low-income people.

I am willing to bet that the majority of the 32 million uninsured are low income people. uh oh

Dembadon said:
I'm not saying I agree with the recent reform to health care, but it's silly to reject something just because it is congruent with socialistic concepts. Do people honestly think that this nation is fully capitalistic?

I think the vast majority are for universal healthcare or atleast some kind of reform. They are just against this problem filled bill.
 
  • #198


MotoH said:
Voluntary in most parts of the United States.
Paying for SS, Medicare, fire protection, police departments is not voluntary anywhere in the US. I have no children, yet over 50% of my town property taxes paid for education. Nothing voluntary in that.
 
  • #199


Topher925 said:
What part of the bill says this? From what I have read, the bill only states that insurance companies can not deny people for pre-existing conditions, they have to come up with some other excuse.

Well I'm not sure how to respond to this:
The bill also includes no cost regulation for insurance companies either, it only states that insurance companies can only determine costs for age, location, and activities that have negative health effects such as smoking.
as I read the first and second clauses as contradictory. Anyway:

Senate Bill said:
Information about Insurance Plan Expenditures, and a Rebate to Assure Value
o Each year, insurers will report the percentage of Americans’ premiums they spend on items other than health care costs, such as bureaucracy, marketing, or executive compensation.
o Americans will receive a rebate if their health insurer’s non-medical costs exceed 15 percent of premium costs in the group market or 20 percent in the small group and individual market. Using cost data from this year, rebates will begin in 2011 and the policy applies to all insurance plans.
[...]
Protection from Exorbitant Out-of-Pocket Costs
o Insurance companies will abide by yearly caps on what they may charge beneficiaries for out-of-pocket expenses, like co-payments or co-insurance charges. This will ensure that Americans are not forced to file bankruptcy due to high health care costs.
 Notification and Justification of Premium Increases
o Insurers will be required to publicly disclose the amount of any premium increase prior to the increase taking effect, and to provide a justification for the increase. This will limit the industry’s current practice of hiking up insurance rates in order to push less healthy individuals and small businesses off their rolls.
http://dpc.senate.gov/healthreformbill/healthbill54.pdf
http://dpc.senate.gov/healthreformbill/healthbill55.pdf

In addition to the above, you are correct that insurers are only allowed to consider age, family composition, geography, and tobacco use in adjusting their premiums, period; that they can not deny pre-existing conditions; that they can not have any lifetime caps on payments ($1million, $1billion, $1trillion, doesn't matter they have to pay).

Now recall my statement was the law makes the insurance companies into utilities, which the above confirms. They're by and large no longer in the business of assessing risk, though they'll make plenty of money just as utilities do and make big donations to politicians just as utilities do.
 
  • #200


turbo-1 said:
Paying for SS, Medicare, fire protection, police departments is not voluntary anywhere in the US. ...
Fire protection is in many places.
 
Back
Top