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Main Question or Discussion Point
How do you think the U.S. will cut medical cost?
About 2 weeks ago, estimates of costs of $2,400 per year for a 4 person family were being discussed. Now, last week, Obama raised the "Cadillac tax" base to begin at $24,000 per year (not counting dental and vision) for union members."cadillac" tax seems to be one plan on the table. encourage people to buy less coverage by making additional coverage progressively expensive.
http://www.nypost.com/p/news/national/unions_get_pecial_treatment_in_health_AB053CwqPIJlIxXAm37DOM
are you comparing a base individual plan to a family cadillac plan?About 2 weeks ago, estimates of costs of $2,400 per year for a 4 person family were being discussed. Now, last week, Obama raised the "Cadillac tax" base to begin at $24,000 per year (not counting dental and vision) for union members.
My question is this, what kind of medical care do you receive for $2,400 versus a $24,000 union plan?
Links:About 2 weeks ago, estimates of costs of $2,400 per year for a 4 person family were being discussed. Now, last week, Obama raised the "Cadillac tax" base to begin at $24,000 per year (not counting dental and vision) for union members.
My question is this, what kind of medical care do you receive for $2,400 versus a $24,000 union plan?
They're both tax payer subsidized - so yes - except the $2,400 is for a family of 4 under the Senate plan.are you comparing a base individual plan to a family cadillac plan?
that's not the point. one plan has more people in it, so it makes the discrepancy in cost wider. if you don't compare an individual to an individual plan, the comparison is invalid.They're both tax payer subsidized - so yes.
Our posts have over-lapped. Both plans cover a family of 4 persons.that's not the point. one plan has more people in it, so it makes the discrepancy in cost wider. if you don't compare an individual to an individual plan, the comparison is invalid.
oooohhh, OK. yeah, from what i understand, the Senate has a MAJOR cadillac plan and are ridiculously well-covered.They're both tax payer subsidized - so yes - except the $2,400 is for a family of 4 under the Senate plan.
The UK or Japan's ?My question is this, what kind of medical care do you receive for $2,400
Actually, the $24,000 per year plans I'm referring to are the UAW plans that Obama has agreed not to tax. The $2,400 per year plans are the ones being offered to families making less than $88,000 per year and subsidized under pending Senate legislation.oooohhh, OK. yeah, from what i understand, the Senate has a MAJOR cadillac plan and are ridiculously well-covered.
fwiw, i think it's a bit silly that they're doing this. all it does really is highlight that government workers are the worst "offenders" when it comes to spending "too much" on healthcare. so... let's ration healthcare not by government fiat, but by using a sin tax (like we do with cigarettes and alcohol) and while we're at it, let's exempt all our political friends. it's just a big disaster in the making, IMO.
Eliminate choice, ration care, and cut fee schedules.How do you think the U.S. will cut medical cost?
We have that system now. I think they have a new plan.Eliminate choice, ration care, and cut fee schedules.
It seem obvious to me that this is the one and only way to lower cost.Eliminate choice, ration care, and cut fee schedules.
Surely there are other ways.Eliminate choice, ration care, and cut fee schedules.
We all hope so.Surely there are other ways.
the japanese have a fee schedule. docs may charge X for Y service, and not more.We all hope so.
What are some of these?
Your provider doesn't?the japanese have a fee schedule. docs may charge X for Y service, and not more.
We all hope so.
What are some of these?
I hate having to repeat myself in a thread.We have that system now. I think they have a new plan.
Individual mandates, salaried doctors, digital records, focus on regular healthcare and maintenance instead of reacting to health crisis', etc.
nope. doctors don't have to accept your insurance plan.Your provider doesn't?
So does medicaid, medicare, and most employer health insurances.the japanese have a fee schedule. docs may charge X for Y service, and not more.
doctors can choose to accept that, or not. japan is different, because there is only one system, and only one fee that can be charged. here, the government or insurance company either has to adapt to the realities of the market, or fail to provide the services. so you've got two different systems, each with its own dynamics.So does medicaid, medicare, and most employer health insurances.
...Many people, just as they become eligible for Medicare, discover that the insurance rug has been pulled out from under them. Some doctors — often internists but also gastroenterologists, gynecologists, psychiatrists and other specialists — are no longer accepting Medicare, either because they have opted out of the insurance system or they are not accepting new patients with Medicare coverage. The doctors’ reasons: reimbursement rates are too low and paperwork too much of a hassle.
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