I suggest that you try all four extreme combinations and just see what uncertainty you get. Try that first just for fun.
Then, consider this logic: I'm going to rewrite your equation as Stress = Force*Smallness where Smallness is something I just invented equal to 1/Area.
25% is too big for this to work accurately so I'll change it to 5%.
So if Area is 2 +/- 5%, what about Smallness? Area is 1.9 -> 2.1 so Smallness is 0.526 -> 0.476 which is near enough 0.5 +/- 0.025 which is 5%
So if the percentage uncertainty in X is Y then the percentage uncertainty in 1/X is also roughly Y.
So when you divide A by B you treat the percentage uncertainties just as you would if you'd multiplied them.
If you remember, you add the uncertainties when you multiply the quantities. If you don't, do what I said up top just for fun.
As for that 25% I had to tiptoe around, well indeed, this whole way of treating uncertainties is just a fairly bad approximation, and it fails badly at numbers like 25%. If you want to know the real deal, study statistics.
Adrian.