The general form of a polynomial in two variables is expressed as a sum of terms involving both variables, such as a_0 x^n + a_1 x^{n-1} y + a_2 x^{n-2} y^2 + ... + a_n y^n, where P(x) and Q(y) represent polynomials in x and y, respectively. Each coefficient a_i corresponds to a specific term in the polynomial. To represent this polynomial using a matrix, one can organize the coefficients into a matrix format that reflects the degrees of x and y. This matrix representation aids in visualizing the relationships between the coefficients and the polynomial terms. Understanding both the general form and matrix representation is crucial for working with polynomials of two variables.