Perpendicular forces do not affect the speed of an object but can influence its overall velocity. When a swimmer crosses a river, the downstream current acts as a force that alters the swimmer's trajectory, resulting in a velocity that is the vector sum of the swimmer's speed and the river's flow. While the component of the swimmer's velocity directly across the river remains unchanged, the total velocity and path are affected by the current. If the swimmer aims directly across without compensating for the current, they will be carried downstream, affecting their overall crossing time and position. Thus, while speed across the river remains constant, the swimmer's effective velocity relative to the riverbank changes due to the current.