Where? Citation please.
This is especially important in this case because the phrase "fine tuned" is almost always from creationist literature so it is a "red flag" phrase: you can safely ignore anything these folks say about any kind of science.
How we can reply to these kinds of questions depends heavily on the source.
ie. wikipedia talks about the flatness problem as a fine tuning problem for models of the early universe ... in which case I'd just direct you to a better description.
Again - where? Citation please.
Similar to above - the reliance on the number of decimal places can indicate a pseudoscience source (though folk like Feynman sometimes talks about the accuracy of QED in terms of decimal places when he wants to impress a lay audience with the accuracy and reliability of the theory). The number of decimal places depends on the units used to express something ... i.e. in unified units the speed of light is 1.000... to infinite decimal places. It is usually more useful to express the precision of something in terms of a ratio.Without the source it is impossible to tell if the two statements are talking about the same thing or not.
Consider the following lay description of the "flatness problem":
http://hyperphysics.phy-astr.gsu.edu/hbase/astro/cosmo.html#c6
... notice how the red-flag phrases do not come up in that article?
I suspect it will also answer your questions.