ModusPwnd said:
Looks like you are moving the goalpost. You never said live comfortably, you said live. Comfort is a matter of taste and I won't deny your personal tastes. But let's not pretend that your baseline for comfort is somehow the minimum required to live. That is ridiculous and lacks perspective.
(BTW, I find plenty of place to live in the Toronto area far cheaper than your averages;
http://toronto.craigslist.ca/search/apa?sale_date=-&maxAsk=800
And according to this, less than half of citizens in Toronto over 15 have a BS degree or higher (which you claimed was necessary to live);
http://www1.toronto.ca/city_of_toro...kgrounder-labour-education-work-commuting.pdf)
As far as your first link on Craigslist is concerned, many of the apartments listed aren't even in Toronto (Richmond Hill is a separate city located outside of Toronto, for example). And if you've ever looked at some of the cheaper apartments you see, the reason why many of these places are cheaper than average include the following:
(a) they are basement apartments of people's homes,
(b) they are located in dangerous neighbourhoods, where gang activities and drug-dealing are rampant (yes, Americans, as hard as it is to believe for many of you, there
are dangerous neighbourhoods here in Toronto, Ontario, Canada),
(c) there may be serious issues with the apartments themselves, such as hygiene problems (e.g. rats, cockroaches, bedbugs), or facility issues (problems with water, heat, etc.)
Now as far as your second link, first, what you actually see is that 69% of all residents of Toronto between 25 and 64 years of age (the prime working age demographic that is of interest) have a post-secondary degree, which means a BS degree of higher from a university or a certificate or diploma program from community college (community colleges in Canada are somewhat different from those in the US, in that they tend to focus on practical job certificate programs rather than providing the equivalent of the first 2 years of a 4-year college/university degree)
Second of all, what you see is that 33% of Toronto residents 15 years of age or older have a BS degree or higher, and 15% of such residents have a certificate/diploma or higher -- this only takes into account those in the age range of 15-24 who have completed a degree or diploma, and doesn't take into account those who are still in school. So it doesn't necessarily disprove my point.
Also, keep in mind that there is a not insignificant number of residents of Toronto living in poverty in subsidized or public housing, and those areas tend to be hotbeds for crime and gang activity, as is the case in many cities in the US.
I should also add that when I said that you need to earn $45000 or more to live "comfortably", I meant to live in a place that is not crime-ridden and where you can afford to buy groceries without resorting to food banks, and still have some money left over to build your savings.