I think in this diagram, I feel there should be a correction made. The red line should go from (0,0) to (0,10) and not to (0,8) and the bend for the red line happens at (0,10) and then the line goes to (-15,25). At coordinate time 10 yrs, Terrence location will be -6 in x-axis which is correct as at the turn around point Terrence and Stella are separated by 6 light years. And also Terrence would have also spent proper time of 8 years (check graph) and so 2 years slower than Stella as we expected. So it is not 8/6.5 but 10/8 between Stella and Terrence at the turn around point as suggested by the above figure, an exact reverse of the world lines as seen from Terrance side (atleast for the first part of the journey) like I initially pointed out in my first post. But after that for the second part of the journey lines slope in such a manner we get back to original answer of 16 years for Stella and 20 years for Terrence at (-15,25) which tallies well with the answer we expected at the end of the journey. No confusion there if we don't change frames midway following Stella.
Considering this to be the case, then I can go back to my original thought experiment which I believe is now valid if the above reasoning is valid.
Here is a thought experiment.
Restating the problem which we have been discussing - Assume relative velocity between the two frames (Terrence & Stella) is 0.6 c. Stella travels from Earth to a space station which is 6 Light years away and then turns around and comes back. In the first part of the journey symmetry is not broken and so both Stella and Terrence's frames are equivalent. Both think the other person's time is slower. As per Stella she reaches the space station in 10 years, Terrence thinks she reaches the space station in 8 years.
Say Stella is a cancer patient and will die around 9 years if left untreated. Suppose the medicine for treatment is present in the space station at the end of the first part of the journey and suppose they get the medicine when they pass that station during the turn around and give it to Stella after that, Stella will be cured. Now the question if Stella is alive when she returns, then she reached the space station before 9 years which means the time was running slow in the spaceship which is what Terrence will argue if the journey is viewed from his reference, otherwise if she is dead when she returns then the time was running faster in spaceship which is what Stella herself will argue if she viewed the whole journey from her reference.
What is the truth? She can't be both dead and alive?