Like any transformer, inter winding short ?i never handled one of these tiny surface mount inductors. How in the world does one make them ?
What I've seen in transformers hundreds of time bigger that that one :
overcurrent heated it point of insulation failure ,,, it's a 5 amp device per datasheet you linked
overly enthusiastic soldering at assembly heated it to point of insulation failure
overvoltage between windings pierced insulation and spot welded the wires
manufacturing error applied too much tension and varnish insulation crept away after time
varnish insulation softened by solvent(flux remover?) or time and insulation crept away
some insulating material not correctly placed inside
solder bridge shorts terminals together - there's only 0.030 inch between the terminals and tolerance stackup could reduce that to 0.010 .
You may have to break it open.
or, the folks who made it can probably analyze it for you
Our safety department had a binocular microscope for analyzing asbestos. I found it handy for examining small electronic devices.
from datasheet you linked
Good luck, let us know what you find ?
You may have to break it open.
Surely your trade journal has advertisers for failure anaysis ?
http://www.asminternational.org/materials-resources/journals/journal-of-failure-analysis-prevention
old jim