Imax said:
So, a cosmological model based on an FRW metric + perturbation theory can fit with observations of our universe, but it has problems when going down to galactic scales, or around super massive black holes?
Well, the main problem here is that gravity is
non-linear on smaller scales. Linearity means that if you change the system by some amount, the end result you get is always proportional to the amount you change the system. This is really important for doing calculations, because if a system is linear, you can vastly simplify those calculations. And it works really well for our universe on large scales. Linear theory predicts the CMB to tremendous accuracy, and even predicts much of the large-scale distribution of matter.
But when you start to get to smaller scales, the non-linearity of gravity becomes important. No longer is the output proportional to the input, but once you get enough matter concentrated into a small enough area, it will just keep collapsing in on itself. That kind of behavior simply cannot be modeled with a linear approximation, so what we do is make use of N-body simulations, where you imagine that matter is made up of a number of particles, and directly compute the relative gravitational attraction between all of them. This kind of calculation is relatively straightforward, but for large numbers of particles, it is extremely slow. But it works rather well at intermediate scales.
The problem with the N-body simulations, however, is that it considers matter to be made of particles, and thus this sort of simulation can't deal with gas physics. For that, we need to add another layer of complexity: hydrodynamic simulations. Here you're not only computing the gravitational interactions, but are also modeling the matter as an interacting gas, and that is where things get horribly complex, because things like supermassive black holes and supernova explosions have tremendous impacts upon the nearby gas, but we still don't know about the full behavior of these objects in the first place.
Don't get me wrong, we have made a lot of progress in understanding these amazing objects and events. It's just that figuring out what the physics we know today tells us about them is incredibly difficult to work out.
The real take-away here is just that even if we assume that the physics at work at smaller scales in the universe is completely known, we just haven't gotten to the point yet where we can say what the physics we know implies. However, at large scales, the calculations are much, much easier, so we can say with a great deal of certainty what the physics we know implies. So if you want to ask questions about whether or not experiment matches theory in terms of cosmology, your best bet is to look at the largest-scale observations you can.
Imax said:
An FRW metric assumes a homogeneous and isotropic universe. Can time be different at different points in the metric, something like a twin paradox?
Well, the time coordinate is arbitrary, so you can define it however you like. But there isn't much use in doing that, so typically we just do the easy thing and consider equal-time slices of the universe. Such equal-time slices, by definition, age at the same rate relative to one another. It makes the math easy, and it makes understanding the results easy.