My university had a work/study program. We were on quarters at the time (4/yr, incl summer quarter), so for years 2, 3, and 4, co-op students worked/studied every other quarter, and finished in their fifth year. You may be starting on such a program a semester late, but it's good pay (much better than min wage), good experience, and good exposure to a firm with whom you may want to work, at least initially.
I wasn't a part of the program, but my best friend and eventually best man, was. He enjoyed it tremendously, paid for most of his bills, and wound up spending the first three years of his career working for his co-op company.