Alternative housing energy and financing

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Concerns have arisen regarding bank financing for homes equipped with solar electric systems. Some individuals report difficulties securing loans due to the presence of solar panels, suggesting that banks may be hesitant to finance properties with alternative energy sources. This issue may stem from potential structural concerns, as improperly designed roofs for solar installations can lead to leaks and compromise integrity. The discussion emphasizes that the financing challenges are likely not related to the technical viability of solar energy itself, but rather to the perceived risks associated with the property. To clarify financing options, it is recommended to directly consult with banks.
DocToxyn
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I have some friends that are house shopping and they found a really interesting home with many normal aspects except that it also has solar electric. They were told (unknown source) that they might have problems with bank financing because of this. I also have some other friend who recently built a house and were looking into alternative power ideas, but again, the banks would not back these options.

Does anyone have experience with this? Is it true, is it only a US thing? Any theories as to why they won't promote alternative power?

Note: I'm not trying to start a debate about benefits of energy source X vs Y, just trying to find out if these cases are the norm.
 
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It's probably the roof. If not properly designed, a solar array on the roof causes leaks and compromises structural integrity. And "properly designed" means the roof was designed with the intent of putting a solar array on it, not that it was just added later, which I suspect, is how most are done.

I doubt it would have anything to do with the actual technical/financial feasibility of the array. Afterall, that $20,000 granite and brass kitchen doesn't pay for itself either.

And not to point out the obvious, but the only way to know for sure if they'll have problems getting financing from the bank is to ask the bank.
 
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