If you "look for" a solutions of the form [itex]f_n= \rho c^n[/itex], as your book suggests, put that into [itex]f_n= f_{n-1}+ f_{n+ 1}[/itex] you get
[tex]\rho c^n= \rho c^{n-1}+ \rho c^{n-2}[/tex]
Divide through by [itex]\rho c^{n-2}[/itex] and you get
[tex]c^{n-(n-2)}= c^{n-1-(n-2)}+ 1[/tex]
[tex]c^2= c+ 1[/tex]
so that
[tex]c^2- c- 1= 0[/itex]<br />
<br />
Complete the square or use the quadratic formula to solve for c and then put it back into [itex]f_n= \rho c^n[/itex].[/tex]